The institutional adoption of cryptocurrencies reached a turning point in 2025, transforming the crypto market into a legitimate asset for investment funds, corporations, and governments. In 2024, Bitcoin consolidated its position as "digital gold" with the approval of ETFs that attracted $108 billion, according to Forbes. Companies like MicroStrategy, with 439,000 BTC, and Tesla, with over 10,500 units, have integrated Bitcoin into their balances, according to Caleb and Brown. Additionally, the discussion about a strategic reserve of Bitcoin in the U.S., supported by President Trump, has generated optimism, according to Reuters. XRP is also gaining institutional traction. According to Kaiko Research, investments in XRP-related funds reached $37.7M, driven by regulatory clarity following the reduction of Ripple's fine from $2 billion to $150 million in 2024. Global banks and fintechs are adopting XRP for cross-border payments, while the integration of XRP into wallets like Cardano's Lace expands its accessibility. On the other hand, stablecoins like USDT and USDC are leading the tokenization of assets, with Citigroup projecting an increase in their supply by 2030 thanks to regulatory clarity. However, not everything is rosy. Market volatility, exacerbated by geopolitical tensions such as the trade war with China, and the lack of global legal frameworks remain obstacles. At Binance, traders are debating whether institutional adoption will stabilize prices or create new bubbles. Additionally, the narrative of artificial intelligence (AI) in DeFi, with AI agents transforming on-chain trading, is attracting institutions to blockchains like Solana and Ethereum, according to NewsBTC. What does this mean for retail investors? Institutional adoption could reduce long-term volatility but also concentrate power in the hands of large players. Are you ready for this new paradigm? Share your thoughts at #INitOnBinance Binance.