#XRPETF the cryptocurrency created by Ripple Labs.

It’s mainly designed for fast and cheap international payments between banks and financial institutions.

Unlike Bitcoin or Ethereum, XRP doesn’t rely on traditional mining — it uses a consensus protocol that’s faster and energy-efficient.

XRP transactions usually settle in 3–5 seconds, which is much faster than Bitcoin or Ethereum.

Ripple (the company behind XRP) works with major banks and payment providers.

As for ATF — there’s no direct well-known crypto link to "ATF." Maybe you were mixing in "ETF"?

ETF stands for Exchange Traded Fund — and there’s a lot of talk about crypto ETFs (like Bitcoin ETFs, Ethereum ETFs) lately. An XRP ETF would be a big deal if it happens — allowing investors to buy XRP easily through stock markets wi