Recently, #XRPETF has welcomed significant positive developments. The world's first XRP spot ETF was listed in Brazil, and CME also launched XRP futures, greatly enhancing XRP's visibility and compliance in the institutional market. XRP focuses on cross-border payments and efficient settlement, possesses practical application scenarios, and has relatively low volatility, making it favored by conservative investors. Although it is challenging to compete with Bitcoin and Ethereum in the short term, with favorable regulations and inflow of institutional funds, XRP is expected to continue expanding its influence in the global payment arena, and its future performance is worth looking forward to. XRP has taken off.