$ETH I admire the mission of XRP—to facilitate global payments. With more and more banks and institutions beginning to embrace blockchain, XRP may become the primary choice for real-world financial infrastructure. And the legal clarity it has gained in the US gives it a regulatory advantage.

But... it is not invulnerable. If Ripple's adoption does not grow quickly enough, we could see that momentum fade. Additionally, the opening of inflation tokens still makes me cautious.