Is OKX also entering the payment track?

Looking at the screenshots released by Lao Xu, there are a few key points: there is a U card; it is used on its own L2; there are DeFi yields; it has social attributes; it supports USDT and USDC.

One point of doubt is: can mainland Chinese users use KYC?

Involving fiat currency exchange, currently, many mainstream exchanges have not opened up U cards for Chinese KYC, or require detours. It seems that it might also be a bit difficult for OKX?