An AI-generated time analysis, this is not an investment analysis.

### 1. Technical Developments and XRP Ledger Expansion

Ripple announced plans to introduce native smart contracts on the XRP Ledger Mainnet in 2025, compatible with the Ethereum Virtual Machine (EVM), aiming to enhance programmability and attract more developers. Additionally, an EVM sidechain is under development to integrate advanced functionalities, such as non-fungible tokens (NFTs) and decentralized applications (dApps). These updates seek to position the XRPL as a versatile platform for financial and business solutions.

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### 2. Regulatory Context and Victory Against the SEC

After the conclusion of the lawsuit against the SEC in August 2024, Ripple gained greater freedom to operate, eliminating regulatory uncertainties that had persisted since 2020. The court ruling confirmed that XRP sales on exchanges do not constitute unregistered securities offerings, boosting institutional confidence.

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### 3. Partnerships and New Products

- RLUSD Stablecoin: Ripple is testing its dollar-indexed stablecoin (RLUSD), with a launch expected after successful beta tests. The project aims to facilitate stable transactions in the XRP ecosystem.

- Collaboration with Futurverse: Partnership in the Metaverse and AI, using XRP as a gas token and integrating the XRPL DEX for liquidity.

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### 4. Market Analysis and Price Predictions

- Current Price: $2.14 (variation of +3.47% in the last 24 hours), with a market capitalization of $125.16 billion.

- Predictions for 2025:

- CoinCodex: An average of $2.97 is expected, with peaks of up to $4.55.

- DigitalCoinPrice: Projected sustained high, with the possibility of exceeding $4.64 in April.

- Changelly: Anticipates volatility, with a high of $4.78 in April and corrections at the end of the year.

- Technical Analysis: Formation of a "Descending Triangle" with support at $2.00. A breakout above $2.65 could lead to $3.90.

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### 5. Recent Market Activity

- Wallet Movements: Inactive wallets linked to Ripple co-founders transferred $109 million in XRP to exchanges, generating speculation about possible sales or reinvestments.

- Comparison with Other Cryptocurrencies: While Bitcoin and Ethereum reached all-time highs, XRP maintains relative stability, with expectations of a boost from institutional adoptions.

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### 6. Future Perspectives and Speculations

- High Return Potential: Some analysts speculate optimistic scenarios (e.g., $18,000 per XRP), based on ETF approvals and mass adoption by banks. However, these projections are considered highly speculative.

- Use in Banks: Advisors highlight XRP's potential to unlock $27 trillion in inefficient international payments, reinforcing its practical utility.

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Recommended Sources for Additional Details:

- [Investing.com](https://br.investing.com/crypto/xrp/news) for daily news.

- [LiteFinance](https://www.litefinance.org/blog/analysts-opinions/ripple-price-prediction-forecast/) for technical analyses.

- [Cryptonomist](https://en.cryptonomist.ch/2024/09/04/ripple-xrp-the-crypto-company-sees-2025-as-the-year-of-the-turning-point/) on technological innovations.