$XRP Ripple already has more than 50 licenses for money transmitters in the USA.

"These licenses allow Ripple to legally offer cross-border payment services using XRP and its stablecoin RLUSD, facilitating greater access to U.S. financial institutions."

This places Ripple at the forefront, with regulatory approval that many others are still seeking.

While Coinbase, Circle, BitGo, and Paxos are applying for banking licenses, Ripple is already positioned to scale the use of stablecoins and institutional payments in the United States.