1. Speaking of Payfi, many people think of XRP, an old coin, but in the eyes of Pepper Brother, XRP has almost no real use cases except for speculation. Huma Finance is a popular project in the Payfi space. Huma provides lending services based on future cash flows (such as payroll or accounts receivable) for individuals and businesses.

2. As of August 2024, Huma's total financing payments exceeded $280 million, with a default rate of zero, indicating a robust business model. Additionally, Huma completed the acquisition of Arf Financial in 2024. Arf Financial is significant as it provides liquidity to many licensed financial institutions in developed countries, helping some institutions meet their clients' cross-border payment needs.

3. Let's take a look at the Huma team; one member previously led the successful launch of GoogleFi, another led Facebook to achieve groundbreaking growth, helping the platform reach its first billion users. One sold their company to Facebook, and another drove Lyft's successful IPO. In summary, the lineup is impressive, with successful backgrounds and strong capabilities. In terms of financing, Huma Finance has raised a total of $46.4 million, including investments from well-known institutions like Hashkey. The Sol Foundation is promoting the Payfi sector, and Huma has a partnership with the Sol Foundation.

4. How can one participate in Huma? Huma announced the issuance of tokens in the first half of 2025 and is currently running an activity to earn Huma airdrops by depositing USDC. The more USDC you deposit, the more points you earn. These points represent Huma's airdrop. Below is the participation process.

5. Withdraw 0.014 SOL (approximately $2) and any amount of USDC from the exchange to your SOL mainnet wallet.

6. Open the official website app.huma.finance, connect your SOL wallet, click 'earn now', enter the code 5VXNbd1tA7oobr6jcDFWBSJ4SXzqjCbqESSE1v3XSqGA (entering this code will grant you extra points), and click 'submit'.

7. Click 'Maxi', enter the amount of USDC you wish to deposit, select '6 months', check the box at the bottom, and click 'deposit'.

This concludes the entire tutorial on how to participate in Huma. If you have any questions, feel free to leave a message #空投分享 #空投大毛 .