1. Bitcoin ( BTC )
Why it grows: The undisputed leader, considered "digital gold" with a fixed supply of 21 million. Institutional adoption (MicroStrategy owns >528,000 BTC) and ETFs approved in 2024 boost its value. The April 2024 halving historically triggers rallies.
Daily use: Accepted by merchants and payment platforms (e.g., Coinbase Card, BitPay). Its primary role is as a store of value, but its liquidity enables global transactions.
Growth: Current price ~$84,561; projections for 2025: $100,000-$180,000 (+70% potential). Year-over-year growth: 153.9%.
Risk: Moderate volatility, but more stable than altcoins.
2. Ethereum ( ETH )
Why it grows: Leading platform for dApps, DeFi, and NFTs. The "Pectra" upgrade (March 2025) improves scalability. Its transition to Proof-of-Stake (PoS) reduces energy consumption, attracting investors.
Daily use: Payment of gas fees for transactions, NFTs, and DeFi on its network. Layer 2 solutions (Arbitrum, Optimism) lower costs, enabling microtransactions.
Growth: Current price ~$2,736; projections: $2,548-$6,000 (+78.5% year-over-year).
Risk: Competition from Solana and high fees without Layer 2.
3. Solana SOL
Why it grows: Fast blockchain (65,000 transactions/second) with low fees. Attracts DeFi, NFT, and meme projects (Dogwifhat, Bonk). Its ecosystem grew 250x in market cap since 2021.
Daily use: Payments in dApps, gaming, and NFTs. Ideal for microtransactions due to its speed and cost.
Growth: Current price ~$196.9; projections: $184-$555 (+316.5% year-over-year).
Risk: Occasional congestion and competition.
4. XRP
Why it grows: Designed for cross-border payments via RippleNet, outperforming SWIFT in speed. Over 5 million XRP wallets in 2024. Regulatory clarity in the U.S. could boost adoption.
Daily use: Remittances (e.g., U.S.-Mexico) and interbank transfers. Energy-efficient and peer-to-peer.
Growth: Current price ~$2.36; projections: $0.88-$2.92 (+140% year-over-year).
Risk: Dependence on bank adoption and ongoing litigation.
5. Binance Coin BNB
Why it grows: Native to the Binance ecosystem, the world’s largest exchange. Used for trading fee discounts and payments on Binance Launchpad. Periodic burns reduce supply, increasing value.
Daily use: Payment of fees on Binance, purchases in stores, and participation in token sales.
Growth: Current price ~$585.9; projections: $789+ (+100% in 2024). Sustained growth due to Binance’s liquidity.
Risk: Dependence on Binance’s success.
6. Sui SUI
Why it grows: High-performance Layer 1 blockchain, competing with Solana. Growth in DeFi (SuiLend) and massive adoption (record active addresses). Rumors of an ETF in 2025.
Daily use: Transactions in dApps, DeFi, and NFTs. Scalable and low-cost.
Growth: Projected price: $4.44-$8.81. DeFi volume in the hundreds of millions.
Risk: Young project, less proven.
7. Cardano ADA
Why it grows: Sustainable PoS blockchain used in projects like Revuto and Empowa. Its focus on scalability and participatory governance attracts developers.
Daily use: Peer-to-peer payments and dApp transactions. Low costs due to energy efficiency. Growth: Current price ~$0.63; projections: $0.44-$1.44 (+162.9% year-over-year).
8. Toncoin TON
Why it grows: Integrated with Telegram (800M+ users), supports Mini Apps on its blockchain. Scalability and mass adoption in Web3 make it promising.
Daily use: Payments in Mini Apps, secure transactions, and digital identity verification.
Growth: Projected price increase due to Telegram adoption. High growth potential.
Risk: Dependence on Telegram and regulation.
9. Chainlink LINK
Why it grows: Key decentralized oracle connecting smart contracts to real-world data. Over 1,600 partnerships (e.g., SWIFT) and $7T in transactional value.
Daily use: Payments to nodes for data in DeFi, insurance, and gaming. Essential for dApps.
Growth: Sustained growth due to DeFi adoption. Projected price increase.
Risk: Competition from emerging oracles.
10. Avalanche AVAX
Why it grows: Fast blockchain with low fees, ideal for DeFi and tokenization. High TVL (total value locked) indicates popularity. Growing institutional adoption.
Daily use: Payments in dApps, staking, and DeFi transactions. Low costs and high speed.
Growth: Current price ~$20; projections: $17.7-$91.1.
Risk: Lack of penalties for validators oracles
For me IOTA and HBAR, they were not included here because their daily use is less evident in 2025. IOTA focuses on IoT, but its adoption is limited; HBAR grows in enterprise governance but not in everyday transactions. However, both have long-term potential, as the user suggests.
DYOR
