The stablecoin market is witnessing a significant turning point: instead of being used solely for transactions and value storage, more DeFi protocols are turning stablecoins into tools for stable profit generation. In this context, Resolv Labs has just successfully raised 10 million USD, revealing ambitions to make high-yield stablecoins a mainstream trend in crypto.
Resolv Labs successfully raised 10 million USD – Who is betting on yield-generating stablecoins?
Resolv Labs, the protocol behind the stablecoin #USR , has just completed a seed round funding of 10 million USD to expand its yield-native stablecoin platform Resolv. Leading the round are Cyber.Fund and Maven11, with participation from several major names like Coinbase Ventures, SCB Limited, Arrington Capital, Animoca Ventures, Gumi Cryptos, and many other funds.
This is evidence of the growing wave of investment in yield-generating stablecoin protocols – a segment that is attracting attention from both retail and institutional investors.
What is a yield-generating stablecoin? Why could this be the future of DeFi?
CEO Ivan Kozlov of Resolv Labs describes stablecoins as 'the perfect rails for profit distribution.' He believes that in the future, yield-generating stablecoins will outpace stablecoins used solely for transactions like USDT.
This model has precedent for success with USDe from Ethena – a stablecoin valued at over 5 billion USD. This protocol uses a delta-neutral strategy: holding volatile assets like $BTC , $ETH , $SOL while shorting corresponding futures contracts to maintain stable profits without exposure to price volatility.
Resolv is also following a similar path. Their USR stablecoin token is pegged at 1 USD, using a delta-neutral strategy to generate profits from the crypto market while protecting investors from large fluctuations.
Structured financial models – traditionally based but innovatively applied in DeFi
Resolv's unique point lies in sharing risk across 2 layers, inspired by structured financial products in traditional finance:
USR Token: represents a safer layer – like 'top-tier bonds' – providing stable but lower returns, suitable for low-risk investors.
RLP Token: an insurance layer, floating profits, and accepting higher risks, compensated by the potential for higher returns if the market is favorable.
Thanks to this model, Resolv aims to create a more predictable, sustainable DeFi yield system while still maintaining the decentralized aspect – something that many previous DeFi protocols have struggled with.
Explosive growth post-Trump election – and the slump as the market turns
After launching in September 2024, Resolv quickly attracted over 600 million USD in assets, particularly during the strong market phase following Donald Trump's victory in the US presidential election. However, as the market turned bearish, yields shrank, and excitement cooled, the protocol's TVL has now decreased to 450 million USD.
This shows that while the stable yield-generating model has many advantages, it is still influenced by the overall market.
Next goal: expand strategies and venture into more blockchains
With the new capital raised, Resolv plans to expand:
Enhance profit strategies based on Bitcoin, alongside ETH and SOL.
Deepen collaboration with institutional-grade digital asset management.
Expand into more new blockchains to reach more users beyond traditional crypto-native groups.
This strategy shows the ambition to build a sustainable yield-generating stablecoin ecosystem and expand on a global scale.
Engage with users and investors on Binance
Resolv's success is a clear sign that crypto users – including those on Binance – are increasingly seeking stable profit opportunities without taking on too much risk. In a market still full of volatility, stablecoins like USR could become an attractive alternative to traditional staking or farming methods.
Additionally, if protocols like Resolv continue to expand, they could create larger stable cash flows on exchanges like Binance, paving the way for new financial products – from crypto ETFs to futures contracts linked to yield-generating stablecoins.
Risk warning
Investing in DeFi protocols and yield-generating stablecoins still carries risks, including market volatility, smart contract risks, and limited liquidity. Crypto is a highly volatile market, not suitable for all investors. Always conduct thorough research and consider risks before participating.
If you'd like, I can continue to update with new stablecoin yield protocols or compare the Resolv model with other platforms like Ethena, MakerDAO, or sDAI. Would you be interested?