Hi everyone, help me a bit!


I was chatting with a girl-colleague who’s an office worker with a stable but not super high salary. She’s keen on growing her wealth over time but is really nervous about risky investments like stocks, crypto, or real estate. She asked me for advice, and I thought this community would have some great ideas! Right now, she only uses a bank savings account, but she’s frustrated with the low interest rates that barely grow her money.

TBH, I can give her advices about my staking portfolio right now with stable growth of 150% a year, but it seems like it doesn't fit her expectations a lot because she is totally new with financial world - A 100% corporate-girl.

Does anyone know of safe, low-risk ways she could get better returns than a typical bank account? Maybe stuff like bonds, low-risk funds, or smart money management tips? If you’ve been in a similar spot and found something that worked, I’d love to pass on your advice to her. Thanks so much!