The innovation of ListaLending for BNBChain lending is mainly reflected in the following aspects:

- Interest rates and limits: Providing low-interest, large-amount loans. Within less than an hour of launch, the loan limit of 10 million USD has been fully lent out, with a BNB deposit interest rate of 10% and a borrowing rate as low as 0.74%. On April 13, 2025, the launched USD1 Vault provides a loan limit of 20 million USD1, where users can collateralize BTCB to borrow USD1 at an interest rate as low as 0.93%.

- Technical application: Utilizing a multi-oracle system, integrating Chainlink, Binance Oracle, and Redstone, ensuring accurate and reliable information to provide security for lending.

- Collateral assets: Supporting multiple asset collateralization, currently the BNB Vault supports assets like BTCB, solvBTC, PT - clisBNB, etc. The USD1 Vault has already supported BTCB, and collateral options like wBNB and slisBNB will be launched soon.

- Lending model: A P2P lending protocol built on BNB Chain, achieving decentralized lending through smart contracts, eliminating intermediary financial institutions, reducing costs, increasing efficiency, and ensuring transparency in the lending process, with fund flow and transaction records available on-chain for querying.

- Market matching mechanism: Supporting a flexible Vault and multi-market matching mechanism, allowing for efficient matching of assets and lending needs based on different user demands and market conditions.

In addition, the Lista DAO, where ListaLending is located, is also committed to increasing the use and demand for its stablecoin LISUSD through this platform, promoting the development of the entire BNB Chain ecosystem. #ListaLending革新BNBChain借贷