Versan Aljarrah, CEO of Black Swan Capitalist, has boldly claimed that major financial institutions secretly determined XRP’s "true" price long before retail traders could impact the market.
Aljarrah compares XRP’s valuation process to how traditional stocks are priced before going public. Just as hedge funds and banks set a company’s stock price during the pre-IPO phase, he argues that XRP’s value is being shaped similarly—but on a **global scale**.
According to Aljarrah, central banks, financial giants like **JP Morgan, BlackRock**, and the **Bank for International Settlements (BIS)** have privately negotiated XRP’s price as a **bridge currency** for international transactions. He believes these institutions have already agreed on XRP’s role in **cross-border payments** and **blockchain interoperability**.
### **XRP Is Already Embedded in Global Finance**
Aljarrah insists XRP’s adoption goes beyond speculation—it’s already being used by **central banks and financial institutions**, including smaller economies like **Barbados and Caribbean nations**. This institutional adoption, he says, proves XRP’s price isn’t driven by retail trading but by **behind-the-scenes agreements**.
He suggests that, much like a pre-IPO stock, XRP’s **real utility price** has been set privately and will differ from its open-market value.
### **Retail Price Doesn’t Matter**
Aljarrah argues that **retail price action is irrelevant** in the grand scheme. While XRP’s market price may swing due to speculation, institutions are allegedly willing to pay **far more** based on its role in global finance.
He hints that XRP’s **true value** could be in the **three to four-digit range**, as demand grows for its use in **multi-trillion-dollar settlements**. For XRP to facilitate such large transactions, its price **must be high enough** to handle massive financial flows.
### **Why Would Institutions Pay More Than Market Price?**
Aljarrah’s theory implies that while XRP trades at **$2 today**, its institutional price could be **$100–$1,000**. However, critics like **Tank Sinatra** challenge this idea, asking:
> *"Why would any bank—or anyone—agree to pay more than the current market price for anything, let alone XRP?"*
— Tank Sinatra (@GeorgeResch) March 30, 2025
### **Final Thoughts**
While Aljarrah’s claims are bold, they highlight the debate over **XRP’s real-world utility** vs. speculative trading. Whether institutions are truly setting a hidden price remains unconfirmed—but the discussion keeps the **#XRPArmy** buzzing.
#XRP #Ripple #BankingRevolution #DigitalAssets #CryptoMarkets
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**Disclaimer:** This content is for informational purposes only and not financial advice. Views expressed are the author’s own and do not reflect The Crypto Basic’s stance. Always conduct your own research before investing. The Crypto Basic is not liable for any financial losses.