$OM I have been buying since it cost a few cents, and I have always developed the habit of locking in all purchases in Earn 19.90%.

It had been a while since I last bought and therefore I wasn't tracking the earnings; today I went to check, the locked earns for 120 days that, at the time of locking were 19.90%, have dropped to 5.50%!

What is the point of locking the asset, if the APR at the time of locking is not fixed?

It would be like investing in something pre-fixed, but which is not fixed, it varies…

I have some that are 80/120 days, which were 19.90%…. That have dropped to 5.50%… if I redeem, I lose everything. When I locked it, I found it interesting because of the high APR, now it remains locked with an APR that does not attract me…