#分散资产 Different regions in China: The level of economic development, industrial structure, and policy environment varies across different regions. Investing in multiple regions can reduce the risks associated with regional economic fluctuations.

- International market: Investing in overseas markets can further diversify risks, as the economic cycles, policies, and market trends of different countries are not completely synchronized.

Diversification of investment duration

- Short-term investment: Such as short-term bank financial products, short-term bonds, etc., which have good liquidity and can generate certain returns in a short period, suitable for meeting recent funding needs.