I feel like XRP lacks dynamism given the situation and it seems to me that I've seen that HBAR would be more secure with future quantum computers...

→ The integration of either crypto blockchain into the SWIFT ecosystem could unlock access to a massive $150 trillion market and facilitate instant bank transactions.
→ Ripple #XRP and Hedera #HBAR , two prominent altcoins, are recognized for their innovative blockchain solutions.
→ Ripple XRP Network, for instance, connects a diverse array of banking institutions worldwide, including prominent names such as Santander, Canadian Imperial Bank of Commerce, SEB, TransferGo, and others.
🤑SWIFT Eyes XRP and HBAR for Near-Instant Cross-Border Payments
→ SWIFT, or The Society for Worldwide Interbank Financial Telecommunication, is exploring blockchain integrations to enhance cross-border payment speeds, potentially replacing slower traditional methods.
→ Both Ripple's XRP and Hedera's HBAR are in the conversation, with recent developments suggesting active testing for HBAR and a longer track record for XRP.
🤓Comparison between XRP and HBAR
→ Recent news from March 2025 indicates SWIFT is conducting live trials with HBAR across North America, Europe, and Asia, suggesting a strong push toward integration.
→ XRP, while integrated via third parties like EastNets, lacks recent concrete SWIFT announcements.
→ HBAR's low transaction costs and high Technology Readiness Level 9 (TRL 9) make it appealing for SWIFT's needs.
🧐Why SWIFT is Turning to Blockchain
→ Discussions regarding Hedera (HBAR) as a potential partner for SWIFT gained traction following the HederaCon conference held in Denver, Colorado, in February 2025. During her keynote address, Alisa DiCaprio, SWIFT's Head of Industry Engagement, highlighted that merchants anticipate most cross-border transactions to be completed in under an hour by 2030.
👇What is the Conclusion Here?
→ Studies indicate that HBAR is a strong candidate for integration with SWIFT, especially following recent live testing announcements at HederaCon and globally. Its low costs and high readiness level further support this potential.
→ On the other hand, XRP has a more established history and wider financial partnerships but is currently dealing with legal issues and lacks recent updates from SWIFT, which could affect its chances.
→ Nonetheless, the competition is tight, as both options present considerable benefits for cross-border payments.

✅ Uncover More Facts and Details about XRP available for you here:
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→ XRP under 3.5-4: A Bargain in the Eyes of Crypto Experts!
→ Crypto Alert! Weeklys Top Best Performing Cryptocurrencies!
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$XRP vs $HBAR