Today, I would like to introduce a very convenient and practical virtual U card INFINI. This card can be bound to WeChat, Alipay, Meituan, and allows offline consumption without the need for withdrawal, which is very convenient! It can activate VISA and also have MasterCard simultaneously, making payments more flexible! (A physical card will be launched soon.)
💳 Infini Card Highlights
✅ Visa & Mastercard prepaid debit card: Recharge USDT to use
✅ Enjoy a consumption limit of 500 dollars without KYC: Unlimited consumption after completing KYC.
✅ Multi-platform binding: Supports Apple Pay, Google Play, PayPal, WeChat, Alipay, Meituan, and other mainstream payments.
✅ Zero-threshold payment: Easily handle daily consumption and subscription services.
This card has no annual fee and management fee, with a one-time card opening fee of 9.9 U, and only 6.6U for my chain. The transaction fee rate is 0.8%. Small amounts under 200 yuan are still acceptable.
I tested it myself; although there is no cashback for the bybit card, it is much more convenient to use, saving a step that requires email verification. It also offers different card types to distinguish between domestic consumption scenarios and cross-border payment scenarios, greatly reducing the likelihood of the virtual card being subject to risk control.
Let's start directly below:
Enter through the exclusive portal:
https://app.infini.money/signup?ref=EOIY95M
Enter email ↪ Email verification ↪ Password ↪ Register
Click to get it now ↪
Enter the card application interface, input your first and last name, both first letters should be capitalized ↪ then enter +86 phone number ↪ Next step
You can then see three card types: dog card, cat card, rabbit card. Below, I will briefly introduce them:
Transaction fee rate:
Dog cards, cat cards, and rabbit cards will all have a 0.8% transaction fee. The dog card has the cheapest 1% exchange fee for non-dollar consumption, the cat card is 1%-1.5%, and the rabbit card will incur an additional $0.5 fee in non-dollar transaction scenarios.
Currently, there are 3 types of cards available for different payment scenarios.
💳 Dog Card (Visa) will later launch a physical card.
Global consumption: Supports daily spending on Alipay, Meituan, Douyin, and also supports network membership payments for Apple Pay, Google Play, PayPal, Twitter, Discord, Telegram, etc., but does not support WeChat Pay.
💳 Cat Card (MasterCard)
Global consumption: Supports binding to WeChat, Alipay, Meituan, Uber, Grab, Netflix, OnlyFans, and other daily payments.
💳 Rabbit Card (Visa)
Used for subscribing to Twitter, ChatGPT, Discord, chatgpt, x, premium, Facebook, ads, and other scenarios with strict risk control.
If you only plan to use it for daily consumption in mainland China, choose the dog card or cat card.
If you specifically use it for Twitter, ChatGPT, and Discord membership subscriptions, choose the rabbit card (many subscription types).
For more payment scenarios, please refer to the support list displayed in the image below; you can choose cards according to your needs.
Choose the card type ↪ Scroll to the bottom ↪ Got it ↪ Enter U recharge interface
Recharge ↪ Use BSC chain (BEP20) to recharge USDT.
If you don't know how to recharge U, just follow my steps. I selected Binance exchange, opened the exchange homepage ↪ Assets ↪ Funds ↪ Withdraw ↪ Paste the recharge address below ↪ Select BEP20 ↪ Withdrawal amount ↪ Withdraw
We complete activation by depositing USDT into this virtual card through the exchange.
Friendly reminder:
When withdrawing coins, the network must be the same; otherwise, your USDT may be lost, so be sure to check carefully.
After initiating the withdrawal, we return to Infini and click 'I have deposited'.
After a while, you will see a prompt waiting for funds to arrive, which takes about 5 minutes.
We continue to click 'Complete Certification' to do real-name KYC certification. If you do not complete the certification, you will only have a total consumption limit of 500 dollars. If you think this is enough, you can also skip the KYC certification. Select China as the country, capitalize the first letter of the first and last names, and fill in the mainland +86 phone number, but the below requires uploading a passport.
If you do not have a passport, change the country to Taiwan, and you can choose to upload your ID card; just upload your mainland ID card directly.
The application for real-name authentication has been successfully submitted. It should take a few minutes at the fastest, and it may take up to 24 hours to pass.
Once the U withdrawal arrives, click the card at the bottom, and you will see that this cat card (dog card, rabbit card) has been successfully created.
We keep scrolling down and click to view details to find the card number, expiration date, CVV code, and below the cardholder information, address, city, country, etc., which are needed for cross-border payments, such as subscribing to ChatGPT membership.
This successfully activates the Infini virtual card!
You can also check the daily spending and income records of this card (this card has a financial management function with an annualized rate of 4.96%).
INFINI binds to Alipay
Open the Alipay App interface ↪ My ↪ Click YH card ↪ Add YH card.
Enter card number, expiration date, CVV code, click add,
Shows added successfully.
WeChat binding is the same; after binding, you can consume U in mainland China.
WeChat and Alipay have certain restrictions on overseas Visa and MasterCard. If a single payment exceeds 200 yuan, an additional 3% fee will be charged, so it is recommended that everyone keep it within 200 yuan.
INFINI spending wear test:
Today I went to the supermarket and used the dog card to buy for 284.64 yuan, and I was charged 8.54 yuan in fees because Alipay charges a 3% fee for amounts over 200 yuan. Recently, Binance has many new bonuses, so I didn't count every cent. I'm still very grateful to Binance; as the saying goes, you make money in the crypto circle and spend it in the crypto circle. Earning is not counted as profit unless you spend it.
According to actual calculations:
Expenditure of 293.18 yuan ÷ U card deducts 40.90464 U = 7.1674 exchange rate
Isn't it still okay when you calculate like this?
I used the cat card to recharge 50 for phone bill, as shown in the picture below:
The order amount is 50 yuan, while the INFINI virtual card actually spent 6.98544 U (of which 0.05544 is a 0.8% fee). (Based on today's real-time exchange rate of 7.286 to the dollar, this is approximately 50.9 yuan, which is less than 2% loss). After all, there are risks and losses when withdrawing U.
Also, there is a financial management function for U in the card with an annualized rate of 4.96%, which should slightly compensate for it. There may also be cashback later, which is even more convenient for using abroad, thus avoiding a 1% non-US dollar settlement fee.
Be prepared in advance; having it for emergencies is quite good, and there are no other fees.
Summary:
To be honest, the fee for the INFINI card is slightly high. After using the bybit card, there is a bit of a gap, but this also makes the domestic payment scenarios completely controlled.
Overall, it is still quite convenient to use, with many usage scenarios, and much more convenient than the bybit card (no email verification is needed, just scan the code directly). It also distinguishes card types based on different usage scenarios, and the card's appearance is very high. Additionally, the dog card will have a physical card launched later, making it much more convenient for withdrawals.
One person can apply for multiple different types of INFINI cards simultaneously.
If you encounter any problems during registration or use, please leave a message. Thank you for your support!
