As of March 2025, the Binance Wealth Management ecosystem presents a diversified high-yield characteristic, mainly including the following core strategies and products:

1. **Stablecoin Savings Account**: The annualized interest rate for USDT savings is 9.22% + 7% additional rewards (tiered returns, applicable for 0-1,000 FDUSD), USDC is 7.13%, and DAI is 5%, featuring high liquidity and low risk characteristics, with returns primarily coming from lending market interest and platform subsidies.

2. **Launchpool Staking Mining**: Users can participate in mining new project tokens by staking BNB or FDUSD, with some projects having an annualized return rate (APY) exceeding 200% on the first day, such as Ethena (288.86%) and Manta (375.31%). Under a long-term compounding strategy, holding 10 BNB can yield an annual return of up to 2.7 times.

3. **Short-term Promotions and Innovative Mechanisms**: For example, the FDUSD flexible investment special event (with an additional 10% tiered return), as well as the Megadrop task (combining staked BNB and Web3 tasks to enhance yield). Moreover, the zero-fee trading activity launched by the Binance wallet (lasting until September 2025) may indirectly enhance the on-chain capital activity, strengthening the liquidity advantage of wealth management products.