The global economy is in a recession, and there are no signs of improvement in the next 20 years.

The bubble has burst, and the crypto career is over.

The 40-year period of gold growth has ended, the real estate dividend is over, and internet traffic has basically disappeared; even the currently popular e-commerce and live streaming industries will face challenges in the future.

The middle class is facing widespread bankruptcy, and most people's assets are shrinking. Frugality and maintaining sufficient cash flow are the only way out. Most people are unprepared for the economic downturn in the next 20 years.