To see a person's status in society,

just look at how much money they can borrow from the bank.

If this person can't even get a loan from the bank, like during this period when consumer loans were issued, and this person can't even get a consumer loan, then this person is most likely an ordinary person or a poor person.

The bank is the most snobbish place; it has its own criteria for judging whether a person has value or social status.

If the bank is so eager to issue loans but still unwilling to lend to this person, just think about how high this person's social status can be.