#币安理财收益竞技场
If I choose this, does it mean my principal is guaranteed?
Definition of principal guarantee:
1. Principal safety guarantee: Locking in principal risk through a principal guarantee commitment, avoiding capital losses caused by market fluctuations, suitable for risk-averse investors.
2. Stable return expectation: Usually setting a minimum yield rate, achieving stable asset appreciation while ensuring the safety of the principal, with a higher certainty of returns than floating return products.
3. Risk-return balance: Under the premise of controlling downside risk, moderate participation in low-risk investments (such as money market funds, government bonds, etc.) to obtain returns better than current deposits.
4. Psychological safety margin: Eliminating anxiety about principal loss, especially suitable for investors with clear fund purposes (such as education funds, emergency reserves).
5. Liquidity options: Some principal-protected products offer flexible redemption mechanisms, balancing fund safety and convenience of use.