Those who truly understand the way will not lack capital. Most people actually start with a small amount of capital and do not need to borrow. Those who borrow money often really want to succeed but do not truly understand the way. Those who truly understand the way are more inclined to wait for the right opportunity because they believe in their abilities. Success is just a matter of time; for example, they can grow their capital within two or three years. Patience is the core of success.