Jake Claver, a prominent business consultant, recently highlighted the distribution of XRP holders and its potential future impact. According to Claver, owning just **10,000 XRP** places you in the **top 5%** of XRP holders globally. Even holding **9,045 XRP** ranks you in the top 5%, with only **313,934 wallets** holding this amount or more. Meanwhile, owning **2,503 XRP** puts you in the **top 10%**, with **627,868 wallets** holding this quantity.
These statistics underscore the relative scarcity of XRP among holders and suggest significant potential for those with substantial holdings. Out of **6.278 million XRP wallets**, only **1% (62,787 wallets)** hold **52,455 XRP** or more, and just **0.5%** hold **100,000 XRP** or above.
### **Claver’s Bold Prediction: XRP as a Global Financial Backbone**
Claver believes big banks are quietly accumulating XRP, keeping its potential under wraps. He stated, *“The big banks are not telling you this. They’re loading up their own XRP portfolio.”* He predicts XRP will become integral to the global financial system, driving its value significantly higher.
*“Today’s price is nothing,”* Claver said, emphasizing that XRP’s current value of **$2.40** is just the beginning. He suggests that securing XRP now could be crucial, as its role in global finance may make even small holdings life-changing. For example, **10,000 XRP** would require a **$24,000 investment** today, but Claver believes its future value could far exceed this.
### **Can 10,000 XRP Be Life-Changing?**
While some, like community figure Edo Farina, believe even **1,000 XRP** could be transformative, others remain skeptical. X user Kev responded to Claver’s post, arguing that **10,000 XRP** at **$10 per token** (totaling **$100,000**) wouldn’t be life-changing for most. He suggested XRP would need to reach **$100 per token** to have a meaningful impact—a scenario he considers unlikely.
*“XRP at $10 isn’t going to be life-changing. It would need to be $100 before it might be life-changing. What are the chances it gets there? Low probability,”* Kev tweeted on **March 9, 2025**.
### **The Bottom Line**
Claver’s insights highlight the potential of XRP as a scarce and valuable asset, especially if it becomes a cornerstone of global finance. However, opinions on its future value remain divided. While some see it as a game-changer, others question its ability to reach transformative price levels.
**Disclaimer:** This content is for informational purposes only and should not be considered financial advice.
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