#USBitcoinReserves XRP is a digital asset designed for fast, low-cost transactions. Developed by Ripple Labs, it enables real-time global payments, liquidity provision, and exchange settlements. XRP's consensus algorithm facilitates quick transaction processing, making it attractive to financial institutions. With a total supply of 100 billion coins, XRP has partnered with over 200 banks and financial institutions. Its price has experienced fluctuations, but XRP remains popular for international transactions. Ongoing adoption and growth are expected, with potential use cases in central bank digital currencies (CBDCs) and cross-border payments.