$XRP
Honestly I would rather buy $BTC because there is no better place to store value but it is clear that $XRP is going to take off very strongly due to all the work behind it.
The adoption of institutions is clear, only formalization is missing but everything is already closed.
It is time to take a risk, if it can be a risk, to put money into XRP.
No way, BTC will have to wait a bit.