and yet, we constantly see on binance or other platforms that they will NEVER contact you to ask you for an account, a password, a phrase, a transfer etc....

Beware of scams... I "stupidly" but very professionally had all my xrp stolen, more than 4000 xrp... :( I filed a complaint and tried to connect with some companies to try to recover at least the amount but I think that won't work for us. If you ever have any good tips, I'm interested... I've been keeping them for 3 years... in short, beware of scams.