If I had $10,000 to invest in a medium-term crypto portfolio, I would allocate funds based on diversification and risk. Here is an example allocation:
1. Bitcoin (BTC) — 40%
• $4,000
• Bitcoin remains the most stable and dominant asset on the market. It is “digital gold” with less volatility compared to altcoins.
2. Ethereum (ETH) — 25%
• $2,500
• Ethereum has wide applications due to smart contracts and DeFi applications. Its ecosystem continues to grow, making it an important part of a portfolio.
3. Solana (SOL) — 15%
• $1,500
• Solana offers high transaction speeds and low fees, making it a popular platform for application development.
4. Ripple (XRP) — 10%
• $1,000
• Considering the recovery of XRP's positions in the market after legal difficulties, it may show good growth, especially in the field of international payments.
5. Cardano (ADA) — 10%
• $1,000
• Cardano focuses on sustainable development and a scientific approach, making it interesting for long-term investments.
Additionally:
• Stablecoins: You can hold part of your funds in stablecoins to maintain liquidity for purchasing assets during market downturns.
This allocation offers a balance between stability and growth potential. What do you think of this approach? Are there any coins you would like to add or replace?
