Sterling faced sharp declines on Thursday as market sentiment shifted due to monetary policy expectations and economic challenges in the UK.

🌍 Key Highlights

Sterling vs. Yen: Fell 0.77% to ¥189.72, a 1.5-month low, following speculation about Bank of Japan (BoJ) rate hikes in 2025

Sterling vs. Dollar: Dropped 0.25% to $1.22, near a two-month low of $1.2097 hit earlier this week.

Sterling vs. Euro: The euro climbed 0.3% to 84.31 pence, approaching a four-month high.

💡 Key Drivers of Sterling Weakness

1️⃣ Monetary Policy Divergence:

Bank of Japan: Governor Kazuo Ueda signaled a debate on raising rates next week, sparking a yen rally.

Bank of England: Markets anticipate rate cuts in 2025, with 59 basis points priced in

2️⃣ UK Economic Challenges:

Slower-than-expected economic growth in November.

Heavy government bond supply and fiscal concerns weigh on asset prices.

3️⃣ Inflation Data:

UK inflation slowed unexpectedly last month, easing pressure on the Bank of England to maintain higher rates.

📊 Bond Market Impact

10-Year UK Gilt Yields: Fell 2 bps on Thursday after dropping 14.5 bps the day before, following weak inflation data.

Bond yields continue to reflect UK fiscal pressures and monetary policy uncertainty.

🧐 Analyst Views

Paul Mackel, HSBC:

"Sterling found some short-term stability due to inflation numbers, but fiscal dynamics remain a concern. We expect continued struggles versus the dollar."

Alan Taylor, BoE Rate Setter:

"The Bank should act swiftly to cut rates given signs of an economic slowdown."

🔮 Outlook

Sterling’s near-term outlook remains cautious as investors focus on:

BoJ’s potential rate hike decision next week.

Bank of England’s policy shift and fiscal headwinds.

Broader macroeconomic indicators and geopolitical developments, including Donald Trump’s inauguration.

📌 Bottom Line: The pound faces pressure from monetary policy divergence and economic uncertainty, with limited prospects for a rebound in the short term. Markets will closely watch upcoming policy decisions and fiscal updates for further direction.