When you see certain accounts on the trading platform with astonishing transaction volumes, you may feel awe and think that these 'big shots' must be trustworthy. Especially when they add you on WeChat or even actively call you, telling you that your bank card limit has been reached and you need to use a friend's card to pay, you are likely to be tempted: 'Since so many people trust him, it should be fine, right?'
Do not be careless, as this seemingly harmless 'card swapping payment' often hides unknown traps!
After the transaction is completed, the other party's card may not be paid by someone else, but is stolen, or obtained from a scammer. If you accidentally click to withdraw funds, you may find your bank card frozen, and even the police may come to investigate, telling you that this money may be related to fraud! And when you contact the 'big shot', you find that he has long disappeared, and the account is already offline.
Worse still, not only do you have to face a frozen account, but you also have to go to the police station to give a statement and may even be required to pay full compensation to unfreeze the account. At this point, the 'help' from customer service may only trap you deeper into a dilemma, requiring you to provide a lot of cumbersome information, while the possibility of compensation and unfreezing is very slim.
A reminder to everyone: If you encounter 'card swapping payment', you must resolutely refuse! Don’t let a moment of negligence bring you unbearable trouble and losses!
