Still, it's an experience, albeit a negative one.

#OnChainLendingSurge
My first experience with online lending (Loans) on Binance was negative. I urgently needed FDUSD and I took the required amount as collateral for my BTC. Before that, of course, I read the instructions, figured out what LTV is and how to adjust it.
Then I wanted to return the FDUSD coins owed along with interest and release BTC.
The problem is that when returning, the Binance interface was made ambiguous (confusing) and by default you do not return what you took on credit, releasing your collateral. And you return the collateral (automatically converting the necessary part of the collateral), keeping the coins that you took.
That is, when returning the loan, I did not get my BTC back, but was left with FDUSD.
Having realized this, I immediately bought BTC with them, but lost on commission, because I bought it on the market, like a Taker.
In addition, then I counted and realized that the exchange took (converted) my pledged BTC at a price 0.2% lower than it could be sold at that time.
That is, unexpected losses amounted to a total of about 0.3% (0.2 + 0.1) on an unnecessary double conversion.
Be careful - Do not repeat my mistakes!

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