#OnChainLendingSurge

refers to the growing number of blockchain-based lending platforms, which stand out for their transparency, decentralization, and efficiency. These services allow users to lend and borrow directly from each other, eliminating traditional intermediaries and reducing costs. The growth has been driven by technological improvements and the increasing adoption of digital assets. In addition, interest rates are often more competitive compared to traditional financial institutions. However, this scenario also brings risks, such as asset volatility and regulatory issues, requiring caution from both investors and borrowers.