The End of Commercial Banks: A New Financial Era

Commercial banks have been key players in our financial world for years, offering services like loans and savings accounts.

However, these banks have also caused financial troubles and economic crashes. With advancements in technology, especially AI, the role of commercial banks is shrinking. In the future, central banks might take over completely, making commercial banks unnecessary.

If this happens, central banks would control all financial systems within their countries, leading to a more stable and standardized global economy. This could even help bring economic stability to conflict areas like Russia, Syria, Iraq, Iran, and Yemen.

As traditional jobs decline due to AI, new ways to earn money will likely emerge. For example, central banks might create games where people can set their own hourly earnings through gameplay and in-game investments. This idea aligns with the current trends of gamification and digital currencies.

Private companies with large gold reserves might also issue their own stablecoins, valued higher than the dollar. These stablecoins could be used in the games mentioned earlier, allowing players to earn money based on their in-game performance. This shift could break free from the limitations of traditional dollar-based inflation.

In the long run, this change could help reduce global poverty, as more people gain access to wealth. The dominance of commercial banks, often linked to financial corruption, would fade away, making room for a new era of financial freedom and fairness.

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