🇨🇳 China Brings Interest to Digital Yuan Wallets in 2026
Starting Jan 1, 2026, commercial banks in China can pay interest on digital yuan (e-CNY) wallet balances, moving the CBDC from “digital cash” to digital deposit money.
📌 Key points:
Digital RMB now has value scale, storage, and cross-border payment functions
Banks can integrate e-CNY into asset-liability operations
Part of PBOC’s Action Plan to expand national and international adoption
💸 Stablecoins Set to Become Core Financial Infrastructure by 2026
Industry experts project that regulated, dollar-backed stablecoins will become a fundamental part of global finance, bridging DeFi and traditional banking.
📌 Key trends:
Adoption across banking, fintech, corporate & retail payments
Expanded use cases: B2B settlements, treasury ops, payroll
Rapid adoption in emerging markets for daily payments, remittances & wealth preservation
Institutional deployment: ~$230B of idle stablecoins into DeFi solutions
⚠️ Challenges ahead:
Divergent regulations could fragment liquidity
Tokenized deposits may compete in high-regulatory sectors
Stablecoins are no longer “niche”—they’re becoming the plumbing of modern finance.
🧠 Grayscale: Quantum Computing Isn’t a Near-Term Crypto Threat
According to Grayscale, concerns around quantum computing are unlikely to impact crypto prices in the short term, with no meaningful effect expected before 2026.
📌 Key points from the report:
Quantum computers could theoretically break current cryptography
Turning theory into reality will take years, not months
No immediate risk to Bitcoin or major blockchains
Long-term transition to quantum-resistant cryptography will be required
🔍 Looking ahead:
Blockchain security against quantum threats may eventually become a valuation metric, but for now, Grayscale sees minimal market impact.