SEC

In recent days, speculation has been spreading on X (formerly Twitter) that Ripple may pay its fine to the U.S. Securities and Exchange Commission (SEC) using XRP tokens—allegedly before the price surges following the expected ETF approval or the launch of the FedNow system on July 14. But the truth is quite different.

💵 Ripple Is Paying in Cash, Not XRP
Former SEC attorney Marc Fagel quickly debunked these rumors, stating that Ripple is not paying the fine in XRP. Instead, the funds have already been deposited in cash in an escrow account. In other words, XRP is not involved—at least for now.
One prominent XRP supporter also pointed out that even though transferring the tokens might technically be possible, the entire settlement mechanism operates on an all-or-nothing basis, making token payment highly unlikely.

📉 XRP Price Drops Amid Uncertainty
These rumors briefly caused XRP to fall by more than 2%. Additional concern came from crypto analyst John Squire, who speculated that the U.S. government could seize Ripple’s escrowed XRP and hold it as a national reserve.
However, well-known legal expert and analyst Bill Morgan flatly rejected the idea, saying simply: “That won’t happen.”
Meanwhile, the crypto market surged following Donald Trump’s surprise announcement of a ceasefire between Iran and Israel. Bitcoin jumped above $106,000, and XRP gained about 6% in the past 24 hours.

⏳ Will the Lawsuit Drag into 2026? Unlikely
Some have speculated that the Ripple vs. SEC case could continue until late 2026. But experts consider that very unlikely.
According to Bill Morgan, the most realistic outcome is that both sides agree on a summary judgment involving a fine and a permanent injunction. Such a development could finally bring closure to a legal battle that has weighed on the crypto community for years.

📅 What’s Next?
The court is now waiting for a key SEC filing due by mid-August. Judge Torres' ruling will be critical for XRP’s future. For now, the situation remains uncertain, and no one can say with confidence how the case will end.

#Ripple , #xrp , #RippleVsSEC , #cryptoregulation , #SEC

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

XRP approaches a critical turning point in the Ripple v. SEC case as a top lawyer dismisses delay fears, fueling optimism for a swift resolution and clearer crypto regulation.

XRP Braces for Imminent Court Decision as Lawyer Dismisses Ripple v SEC Delay Fears
Growing optimism surrounds the XRP legal saga as a legal expert clarified that fears of prolonged delays in the U.S. Securities and Exchange Commission (SEC) v. Ripple Labs over XRP are largely unfounded and unlikely to materialize. Lawyer Bill Morgan addressed recent social media discussions on June 22 after a user stated on X that the legal dispute between the securities watchdog and Ripple over XRP could extend into late 2026.
Morgan outlined why such projections do not align with the current legal trajectory, stating:
This is not on the cards unless Judge Torres rules against the latest joint motion and rather than make the common sense decision to live with the summary judgement decision and the current penalty and permanent injunction, the settlement process breaks down completely and both parties run their appeals. An improbable outcome.
Ripple and the SEC currently await District Judge Analisa Torres’ decision on their revised joint motion to settle the XRP lawsuit. The updated filing, submitted on June 12, seeks to reduce Ripple’s civil penalty from $125 million to $50 million and lift the injunction on institutional XRP sales, citing “exceptional circumstances” under Rule 60(b)(6) to correct procedural errors from their initial attempt in May. If the motion is denied, both parties may proceed with their respective appeals, potentially prolonging the case.
The legal expert highlighted that unless an unexpected judicial rejection of the latest motion occurs, the prospect of extended appeals is remote, reinforcing confidence in a more efficient resolution. The Ripple v. SEC case, ongoing since 2020, centers on whether Ripple’s sale of XRP tokens constitutes an unregistered securities offering.
Many in the crypto community see the developments as a step toward regulatory clarity for XRP. The market remains attentive, with growing confidence in Ripple’s strengthening position. Ripple CEO Brad Garlinghouse projects that XRP could capture 14% of SWIFT’s global cross-border payment volume within five years, highlighting the cryptocurrency’s role in liquidity over messaging.

#Binance #wendy #SEC #XRP $XRP

The U.S. Senate has taken another step toward establishing clear regulations for the cryptocurrency sector. Led by Senator Tim Scott, the Senate Banking Committee has released a set of core principles for the upcoming CLARITY Act, aimed at defining rules for digital assets, enhancing investor protections, and modernizing the approach of regulatory bodies.

💼 Aiming for a Clear Legal Framework

The newly released principles, published by the Subcommittee on Digital Assets, are intended to guide the development of the actual legislative text. A top priority for lawmakers is to clearly distinguish between digital asset securities and digital asset commodities, ensuring legal certainty across the crypto industry.

🧭 Dividing Responsibilities Among Agencies

One of the central elements is the division of regulatory authority between key institutions—primarily the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). Instead of creating a new all-powerful regulator, the law would assign responsibilities based on asset types.

⚙️ Modernizing Rules for the Digital Era

The Senate also aims to update outdated financial rules to reflect technological advancements like blockchain. The SEC would gain new powers to oversee digital fundraising more flexibly, and registration requirements for crypto startups could be simplified.

🔒 Protecting Investors and Preventing Financial Crime

The upcoming law is expected to safeguard customer funds during crypto firm bankruptcies, impose new risk-management and registration requirements on centralized platforms, and establish clear anti-money laundering and sanction compliance rules for digital assets.

🚀 Encouraging Innovation and Crypto Access for Banks

The CLARITY Act will also push federal agencies to foster innovation by providing clear guidelines that confirm banks and financial institutions are permitted to engage in crypto-related activities.
A promising development is that the Federal Reserve has already taken the first step by removing the "reputational risk" factor that previously discouraged banks from working with crypto firms.

#Regulation , #SEC , #DigitalAssets , #Cryptolaw , #CryptoNews

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

What’s the News?
The U.S. Securities and Exchange Commission (SEC) has officially delayed its decision on the 21Shares Spot Polkadot ETF.
This delay pushes back any approval or rejection as the #SEC continues to evaluate the proposal’s structure, underlying risks, and market impact.
When Is the New Deadline?
According to public filings and industry reports, the final deadline for the SEC to make a determination is now set for November 8, 2025.
This timeline extension is standard procedure and does not indicate rejection or disinterest — it simply reflects the SEC’s cautious approach to new crypto-based financial products.
Why It Matters
The 21Shares #PolkadotETF is among a growing list of spot ETF proposals targeting altcoins beyond Bitcoin and Ethereum.
If approved, it would:
Provide regulated exposure to $DOT Allow institutions and retail investors to access Polkadot via traditional brokerage accountsBoost credibility and liquidity for the Polkadot ecosystem
This delay highlights how regulators are still carefully vetting altcoin ETFs — even as Bitcoin ETFs have already gone live.
Market Reactions
While there was no major price movement in #DOT following the announcement, some analysts view the delay as:
Neutral to slightly bullish — no rejectionAn opportunity for continued discussion and feedbackA signal that the SEC is taking altcoin ETFs seriously
Bloomberg analysts still estimate a high probability of eventual approval, especially if market conditions remain favorable and the SEC gains comfort from the performance of existing ETFs.
Final Take
The SEC’s delay on the 21Shares #Polkadot ETF isn’t surprising — it’s part of the broader, cautious rollout of crypto ETFs in the U.S.
But the very existence of this filing, and its continued progression, reinforces one point:
Crypto is going institutional — one ETF at a time.
Follow CryptoPatel for real-time ETF developments, regulatory trends, and Polkadot ecosystem updates.
#21Shares $SOL $BNB

The US Senate Banking Committee, chaired by Senator Tim Scott, has released rules for the Senate's version of the Clarity Act to regulate crypto.
The US Senate is moving to develop its own version of the Clarity Act after passing the stablecoin bill last week.
As part of plans for this market structure bill, the Senate Banking Committee, through the Digital Assets Subcommittee, released rules for the bill ahead of today's hearing.
The US Senate has released the rules for the Clarity Act.
In a press release, Senate Banking Committee Chairman Tim Scott and the Digital Assets Subcommittee released a set of principles for comprehensive market structure legislation.

The senators noted that these principles will guide discussions and negotiations with stakeholders on the text of the bill.
The Senate plans to unveil its draft legislation on the crypto market structure bill by June 24. The move is part of the legislative process, with a subcommittee hearing the bill today.
Market structure principles dictate that legislation should clearly define the legality of digital assets, to provide regulatory clarity for the crypto industry.
As part of providing clarity, senators hope to include in the law “a distinction between digital asset securities and digital asset commodities.”
Second, the principles state that there should be a clear division of jurisdiction among regulators.
Essentially, the CLARITY Act aims to allocate regulatory responsibilities to several regulators, including the SEC and the CFTC, rather than having a “catch-all” regulator.
Furthermore, it proposes that regulations be modernized to account for the unique nature of digital assets and distributed ledger technology. As part of this, senators intend to include a new SEC exemption for specific digital asset fundraising in the legislation.
The SEC would also provide for a review of its onerous registration requirements for digital asset issuers and provide a clear framework for those issuers to comply.
At the June 10 SEC Crypto Roundtable, SEC Chair Paul Atkins revealed that he is already working on a regulatory framework for on-chain financial markets.
Protection for Crypto Investors
The Clarity Act principles also provide that legislation should provide protection to those who buy or trade digital assets.
This includes subjecting centralized digital asset intermediaries to “modern-day friendly registration and risk management requirements.”
The legislation would also ensure that consumer funds are protected during bankruptcy.
The rules also direct senators to include measures aimed at preventing money laundering and theft of sanctions with digital assets.
The market structure bill would also include provisions that regulators welcome to innovate in the crypto industry.
This provision would require federal financial regulators to provide clear guidance that banks and other financial institutions are permitted to conduct many crypto-related activities.
The Federal Reserve seems to have taken the first step towards this as the US central bank removed the 'reputational risk' factor, which Crypto banking was punished.
#CryptoRegulations #CryptoNewss #US #SEC #Market_Update

美国顶尖学术机构近期向证券交易委员会（SEC）提出了一套针对加密货币质押服务的系统性监管建议，这标志着行业监管正从粗放式豁免向精细化治理转变。
在6月23日与美国SEC加密货币工作组的闭门会议中，来自加州大学伯克利分校、乔治城大学等知名法学院的专家团队，联合风险投资机构Placeholder，共同提交了包含术语规范、收益管控和技术透明度的三位一体监管方案。

值得注意的是，这些建议并非凭空而来，而是建立在SEC今年5月29日发布的质押服务豁免政策基础上，显示出监管思路的延续性和深化趋势。
监管建议核心内容
学术团队特别强调当前市场中存在的术语滥用问题，他们建议借鉴传统金融领域的"80%名称规则"，将"staking"这一专业术语的使用严格限定在执行协议级验证的服务范围内，并要求所有面向零售投资者的营销材料必须经过前置审批。
在收益披露方面，专家们提出了双重限制机制。一方面将宣传收益率上限设定为协议基础奖励率，另一方面规定中介服务费不得超过奖励的5%，除非能够提供经审计的成本证明。这些措施直指当前市场上普遍存在的收益夸大和费用不透明问题。
考虑到区块链技术的特殊性，学界还提出了一系列创新性的透明化要求。他们主张强制服务商在用户界面实时显示关键数据，包括网络总收益、用户净收益以及可能面临的罚没风险，让投资者能够像查看银行账户余额一样清晰掌握质押资产状况。
更值得关注的是，针对日益严重的验证者权力集中问题，专家建议对控制超过一定网络权益的实体实施类似银行的许可管理，并要求所有与共识机制交互的客户端软件必须开源，这些建议显示出监管思维正在从单纯的信息披露向技术治理深化。
政策背景与行业影响
这一系列建议的提出正值加密货币质押市场快速扩张的关键时期。数据显示，已超过3500万枚ETH，占其总供应量的28.3%以上‌‌，而流动性质押衍生品等创新产品的出现，使得风险传导机制更加复杂。

学术界的介入反映了当前监管面临的深层挑战：既要保护投资者免受信息不对称带来的风险，又要避免过度监管扼杀金融创新。SEC官员在会议中表现出对这些技术性建议的浓厚兴趣，但同时也暗示最终政策可能需要平衡多方利益。
可以预见的是，随着质押服务主流化程度提高，建立在实时数据监控和分级许可基础上的新型监管框架或将逐步成型，这将对加密货币市场的长期发展产生深远影响。

结语：
加密货币质押监管正站在十字路口，学术界的这份建议为SEC提供了兼顾创新与规范的技术路线图。当监管框架追上技术发展步伐时，我们或将见证一个更透明、更稳健的数字资产质押市场诞生。这不仅关乎监管合规，更是区块链金融走向主流的关键一跃。

您认为学术界的这些建议会提升质押市场安全性，还是可能抑制创新？作为投资者，您最希望质押服务提供商披露哪些关键数据？验证者权力集中问题该如何解决？评论区留下你的观点！
#质押监管 #加密货币 #SEC

The SEC postponed a decision on the Polkadot ETF until November 8, 2025, while DOT rose 8.55%, driven by market optimism and a reduction in geopolitical tensions.
The US Securities and Exchange Commission (SEC) has postponed its decision on the 21Shares Polkadot (DOT) Spot Exchange-Traded Fund (ETF), which was initially scheduled for June 24, 2025. The delay comes as part of a broader trend in the SEC's cautious approach to cryptocurrency.
Despite the delay, Polkadot's price is up more than 8% over the past 24 hours, likely influenced by the easing of tensions in the ongoing Iran-Israel conflict.
SEC Delays Ruling on Polkadot ETF
The SEC had earlier planned to announce its decision on the 21Shares Polkadot ETF by June 24. However, the agency has now extended the review period, with a final decision expected by November 8, 2025.
The delay follows a pattern seen with other cryptocurrency ETFs, as the SEC continues to scrutinize the potential risks associated with digital.
Earlier, the SEC also extended its review of Grayscale's Polkadot ETF application, which was due on June 11. Both the 21Shares and Grayscale Polkadot ETFs are now under further scrutiny, with decisions expected by November.
In addition to Polkadot, other altcoins such as XRP, Litecoin (LTC), Solana (SOL), and Dogecoin (DOGE) have also experienced ETF approval delays.
\The SEC has extended the review period for several crypto ETFs to allow more time for public comment and evaluation.
Analysts are optimistic about Polkadot ETF's approval.
Despite the delay in the decision on 21Shares Polkadot ETF, analysts are optimistic about its approval.
Bloomberg analysts Eric Balchonas and James Seifert have raised the odds of approval for several cryptocurrency ETFs, including Polkadot, to “90% or higher.” They called the strong engagement from the SEC a positive sign for the future of these financial products.
James Seifert specifically noted that while the approval process for crypto ETFs may extend beyond October, approval is more likely.
“The SEC is taking a cautious but engaged approach, which could lead to approval in the last quarter of 2025,” he said in a recent update.
Polkadot Price Performance Amid ETF Delay
Despite the uncertainty surrounding the SEC’s decision, Polkadot’s price has gained more than 8% in the past 24 hours.
The rise in prices comes after a slight easing of geopolitical tensions in the Middle East, particularly between Iran and Israel.
The cooling of tensions in the region has sparked positive market sentiment, which may have contributed to Polkadot’s rally as Bitcoin’s price has surged above $106K.
Meanwhile, there is also speculation that memecoin ETFs, such as Dogecoin (DOGE), tied to tokens like Shiba Inu (SHIB) could emerge in 2026, according to Bloomberg analysts.
As the SEC reviews these products, it will continue to review concerns about market manipulation, volatility, and investor protection.

#SEC #memecoin🚀🚀🚀 #ETFs #Polkadot #Market_Update

#SEC
Підсумок ШІ
Згідно з Foresight News, Комітет з банківської справи Сенату США оголосив про набір принципів для розробки законодавства про структуру ринку. Ці принципи були оприлюднені головою Комітету з банківської справи Сенату Тімом Скоттом, головою підкомітету з цифрових активів Сінтією Луміс, сенатором Біллом Хагерті та сенатором Томом Тіллісом. Вказівки спрямовані на направлення обговорень і переговорів з учасниками індустрії, юридичними та академічними експертами, а також державними учасниками щодо законодавчого тексту.
Принципи структури ринку підкреслюють необхідність законодавства, яке чітко визначає правовий статус цифрових активів. Вони виступають за чітке розмежування між цінними паперами цифрових активів та товарами цифрових активів у регулюванні. Принципи також пропонують врахувати існуючі закони для забезпечення передбачуваності, підвищеної правової точності та необхідної регуляторної впевненості.
Крім того, принципи закликають до чіткої визначеності юрисдикції між регуляторними органами. Вони також визнають, що не всі технології розподілених реєстрів повинні підпадати під регулювання Комісії з цінних паперів і бірж США (SEC) та Комісії з торгівлі товарними ф’ючерсами (CFTC).

Аналітики Bloomberg Джеймс Сейффарт і Ерік Балчунас підвищили ймовірність схвалення спотового XRP-ETF у США до 95% до кінця 2025 року. Цей прогноз, опублікований 22 червня 2025 року, відображає активну взаємодію Комісії з цінних паперів і бірж (SEC) з емітентами, зокрема Franklin Templeton і 21Shares, які подали оновлені заявки S-1. Раніше шанси оцінювалися нижче 90%, але прогрес у регуляторних дискусіях змінив оцінки.
SEC запросила публічні коментарі щодо заявок на XRP-ETF, що експерти вважають позитивним сигналом. Запуск ф’ючерсів на $XRP 19 травня 2025 року також зміцнив аргументи за схвалення, демонструючи зрілість ринку. На Polymarket ймовірність схвалення XRP-ETF сягнула 98%, відображаючи оптимізм інвесторів.
Ціна XRP на 23 червня становить $1,9 але аналітики прогнозують зростання через інституційний інтерес. Схвалення ETF може залучити мільярди доларів, подібно до біткойн- і Ethereum-ETF. Проте остаточне рішення SEC очікується не раніше жовтня.
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#xrp #XRPEFT #Bloomberg #CryptoETF #SEC #CryptoInvesting #Blockchain