Trump Administration Considers Executive Order to Protect Cryptocurrency Firms

Binance News · 2025-06-24T12:33:53.000Z

According to Cointelegraph, U.S. President Donald Trump's administration is reportedly contemplating an executive order to prevent banks from denying services to industries deemed politically unfavorable, including cryptocurrency firms. This initiative responds to accusations that banks have systematically excluded tech and crypto entrepreneurs, a practice critics have labeled 'Operation Chokepoint 2.0.' Reports indicate that during the Biden administration, at least 30 technology and cryptocurrency founders were denied banking services. Representatives from major U.S. banks such as JPMorgan Chase, Citigroup, and Wells Fargo have engaged with state officials in Texas and Oklahoma to counter claims that they refuse services to certain industries, including fun manufacturing and fossil-fuel extraction. In February, Democratic Senator Elizabeth Warren urged the Trump administration to address the issue of banks denying services based on political or industry affiliations. Warren emphasized the importance of equal access to banking services, regardless of political beliefs or personal background, during a Senate Banking Committee hearing. The U.S. banking sector faced significant challenges in March 2023, following the abrupt collapse of Silicon Valley Bank and the voluntary liquidation of Silvergate Bank. Signature Bank was also closed by New York regulators shortly after Silvergate's liquidation. The collapse of these crypto-friendly banks was dubbed 'Operation Chokepoint 2.0' by crypto venture capitalist Nic Carter, who viewed it as a coordinated effort to unbank the crypto industry. Despite the Trump administration's more favorable stance on crypto regulation, concerns about debanking may persist until 2026. Caitlin Long, founder and CEO of Custodia Bank, expressed skepticism about the resolution of debanking issues, noting that Trump cannot appoint a new Federal Reserve governor until January. Long highlighted potential conflicts if the Office of the Comptroller of the Currency (OCC) and Federal Deposit Insurance Corporation (FDIC) reverse their anti-crypto guidance while the Federal Reserve maintains its stance. Custodia Bank has faced repeated challenges due to debanking efforts, resulting in significant financial and operational setbacks. President Trump previously declared his intention to end 'Operation Chokepoint 2.0' during a speech at the White House Crypto Summit in March. The ongoing debate underscores the complexities of balancing regulatory oversight with the need for equitable access to banking services across diverse industries.

Menurut Cointelegraph, pemerintahan Presiden AS Donald Trump dilaporkan sedang mempertimbangkan perintah eksekutif untuk mencegah bank menolak layanan kepada industri yang dianggap tidak menguntungkan secara politik, termasuk perusahaan cryptocurrency. Inisiatif ini merespons tuduhan bahwa bank secara sistematis mengecualikan pengusaha teknologi dan kripto, praktik yang oleh para kritikus disebut 'Operasi Chokepoint 2.0.' Laporan menunjukkan bahwa selama pemerintahan Biden, setidaknya 30 pendiri teknologi dan cryptocurrency ditolak layanan perbankan.
Perwakilan dari bank-bank besar AS seperti JPMorgan Chase, Citigroup, dan Wells Fargo telah berinteraksi dengan pejabat negara di Texas dan Oklahoma untuk membantah klaim bahwa mereka menolak layanan kepada industri tertentu, termasuk manufaktur hiburan dan ekstraksi bahan bakar fosil. Pada bulan Februari, Senator Demokrat Elizabeth Warren mendesak pemerintahan Trump untuk menangani masalah bank yang menolak layanan berdasarkan afiliasi politik atau industri. Warren menekankan pentingnya akses yang setara terhadap layanan perbankan, terlepas dari keyakinan politik atau latar belakang pribadi, selama sidang Komite Perbankan Senat.
Sektor perbankan AS menghadapi tantangan signifikan pada Maret 2023, setelah runtuhnya mendadak Silicon Valley Bank dan likuidasi sukarela Silvergate Bank. Signature Bank juga ditutup oleh regulator New York tak lama setelah likuidasi Silvergate. Runtuhnya bank-bank ramah kripto ini dijuluki 'Operasi Chokepoint 2.0' oleh kapitalis ventura kripto Nic Carter, yang menganggapnya sebagai upaya terkoordinasi untuk menghilangkan dukungan terhadap industri kripto.
Meskipun sikap pemerintahan Trump lebih menguntungkan terhadap regulasi kripto, kekhawatiran tentang debanking mungkin akan terus ada hingga 2026. Caitlin Long, pendiri dan CEO Custodia Bank, mengungkapkan skeptisisme tentang penyelesaian masalah debanking, mencatat bahwa Trump tidak dapat menunjuk seorang gubernur Federal Reserve baru hingga Januari. Long menyoroti potensi konflik jika Office of the Comptroller of the Currency (OCC) dan Federal Deposit Insurance Corporation (FDIC) membalikkan panduan anti-kripto mereka sementara Federal Reserve mempertahankan sikapnya. Custodia Bank telah menghadapi tantangan berulang akibat usaha debanking, yang mengakibatkan kemunduran finansial dan operasional yang signifikan.
Presiden Trump sebelumnya menyatakan niatnya untuk mengakhiri 'Operasi Chokepoint 2.0' selama pidato di KTT Kripto Gedung Putih pada bulan Maret. Perdebatan yang sedang berlangsung menyoroti kompleksitas dalam menyeimbangkan pengawasan regulasi dengan kebutuhan akan akses yang adil terhadap layanan perbankan di berbagai industri.

Pemerintahan Trump Mempertimbangkan Perintah Eksekutif untuk Melindungi Perusahaan Cryptocurrency

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