Felkapott cikkek a Binance Square-en

The people who are likely to get rich over the next year
aren’t celebrating

They’re quiet
They’re holding cash on the sidelines.
They’re watching… and waiting patiently.

Let me explain why you should pay attention

On the surface, everything looks fine
Markets bounced.
Bitcoin is up 15%.
Everyone is breathing again

But this is how every major collapse in history began
Valuations are still stretched beyond reason.
The pressure underneath hasn’t disappeared it’s building
And as for Bitcoin?
We still haven’t seen the kind of panic, forced selling, and capitulation that marks a true bottom.

There’s a strong chance another brutal drop is still ahead.

And this is where it gets interesting

Even seeing that risk, I’m not doing nothing
I’m slowly accumulating BTC in small amounts right now
Why?
Because the equation at these levels is asymmetric.

The downside is limited
But the upside over the next 2–5 years could be life-changing

That said, I’m not deploying all my capital
It’s not time yet

The real game is having reserves
when everyone else is broke

When panic peaks.
When timelines are full of calls for Bitcoin under $10,000

That’s the moment

I’ve been doing this for 10 years

I don’t watch charts I watch people

I wait for the moment when everyone gives up.

That’s when I go in hard

And when I do… I’ll say it here

Because I want us to win together

I’ve publicly called major tops and bottoms over the past decade

And I’ll do it again

A once-in-a-lifetime opportunity is coming

And many will regret not paying attention early

This is the mindset of one of the most successful investors of recent years
Opportunities are coming. Stay alert

$OP
$SUI
$DYDX

It won’t be because they’re stupid.

It’ll be because they’re human.

And bottoms don’t feel like opportunity.

They feel like regret.

The emotional pattern nobody escapes

Here’s how it usually plays out:

Price drops 20%.

People say “healthy correction.”

Another 15%.

They say “buy the dip.”

Another 20%.

Silence.

Then comes the real phase:

• Group chats go quiet

• Influencers pivot topics

• Long-term threads stop updating

• Volume dries up

That’s when the bottom starts forming.

Not when everyone screams.

When nobody cares.

The trap isn’t fear. It’s exhaustion.

Retail doesn’t sell at the exact low.

They sell after:

• Months of chop

• Failed breakouts

• Fake reversals

• “This is it” rallies that aren’t it

The market doesn’t just take money.

It takes conviction.

By the time price stabilizes, most people are:

Mentally done.

And when you’re mentally done, you don’t buy strength.

You wait for “confirmation.”

Confirmation usually costs 40%.

Meanwhile…

While retail waits:

• Long-term wallets accumulate quietly

• Volatility compresses

• Funding normalizes

• Bad leverage disappears

No fireworks.

Just stabilization.

The kind that looks boring on a chart.

The uncomfortable truth

The best buying environments look irresponsible.

Headlines negative.

Sentiment toxic.

No clear catalyst.

You won’t see:

“Congratulations, this is the bottom.”

You’ll see:

“Crypto is dead again.”

And most people will believe it.

Why this cycle feels harder

Because now we have:

• ETFs

• Institutions

• Macro correlation

• Political noise

The narrative is more complex.

So doubt feels more rational.

That’s what makes this cycle psychologically heavier.

Not the drop.

The uncertainty.

Here’s the pattern

Retail buys momentum.

Institutions buy structure.

Whales buy boredom.

And bottoms are built in boredom.

If you want to catch a bottom, you don’t need perfect timing.

You need emotional stamina.

Because the market doesn’t test your intelligence.

It tests your patience.

And patience doesn’t trend.

Discipline doesn’t go viral.

But they compound.
Talk soon.
Follow for more honest market psychology 🫶
#StrategyBTCPurchase #PredictionMarketsCFTCBacking #HarvardAddsETHExposure #OpenClawFounderJoinsOpenAI
$BTC $ETH $BNB

SWIFT has announced it will add a blockchain-based shared ledger to its core technology infrastructure — a seismic shift for the global payments network that connects over 11,000 financial institutions across more than 200 countries.
The announcement came at Sibos 2025 in Frankfurt, where SWIFT CEO Javier Pérez-Tasso told attendees the network is ready to bridge traditional finance and decentralised technology. According to SWIFT's official announcement, the ledger will enable real-time, always-on transactions and is being developed alongside more than 30 global financial institutions from 16 countries.
The Ledger That Changes Everything
The blockchain-based shared ledger will record, sequence, and validate transactions while enforcing rules through smart contracts. SWIFT is starting with a conceptual prototype built with Consensys, focused squarely on real-time, 24/7 cross-border payments.
"I'm very pleased to announce that we will add a blockchain-based ledger to our technology infrastructure to allow for trusted movement of tokenised value across the digital ecosystems," Pérez-Tasso said, adding that the ledger will be built for interoperability with both existing and emerging networks.
The move positions SWIFT not as a legacy holdout, but as an active builder of the next financial layer. The network's trusted identity, governance, and compliance frameworks will be embedded directly into the ledger from day one — a design choice that separates this from most public blockchain deployments.
HSBC Is in the Room — And So Is Ripple
Here is where it gets more interesting. According to @swiftcommunity on X, HSBC is among the global banks actively collaborating with SWIFT to shape the design of this blockchain ledger for cross-border payments and tokenised value.
HSBC's involvement goes deeper than a design seat at the table. As @ChartNerdTA noted on X:
"HSBC is using Ripple-acquired Metaco's Harmonize platform to provide tokenized securities. HSBC also works on HKMA's Project Ensemble, a field where Ripple is a key technology provider (e-HKD)."
Ripple acquired Metaco — the institutional digital asset custody firm — in 2023. That means HSBC, now a named co-designer of SWIFT's blockchain ledger, already runs infrastructure built on Ripple technology. The overlap is hard to ignore.
XRP's Quiet Footprint in the New SWIFT Stack
XRP and the broader Ripple ecosystem have been positioning for exactly this kind of institutional moment. SWIFT itself has been testing Ripple's XRP Ledger for cross-border payments efficiency, alongside other networks. Ripple's On-Demand Liquidity (ODL) product eliminates the need for banks to pre-fund foreign accounts — a pain point SWIFT's new ledger also aims to address.
With HSBC bridging both ecosystems — holding Metaco's Ripple-built custody infrastructure while helping design SWIFT's new blockchain rails — the XRP network's footprint in the emerging global payments stack grows more visible.
Pérez-Tasso framed it plainly at Sibos:
"You may think, 'Wow, aren't those opposites? Swift and blockchain. TradFi and DeFi. Can they really go together?' In the regulated system of the future, we believe they can. Banks are ready for it."
Over 30 banks are already shaping the ledger's functionality, governance, and future development phases. The first live use case targets instant interbank cross-border settlement — operating continuously, without the multi-day delays that have long defined the legacy correspondent banking model.
3 Key Takeaways:
SWIFT launches blockchain shared ledger for 24/7 cross-border payments at Sibos 2025.HSBC is a named design partner — and already runs Ripple's Metaco Harmonize platform.XRP's role in SWIFT's evolving ecosystem may be larger than it currently appears.
This Article First Appeared on:https://www.cryptonewslive.org/article/swift-goes-blockchain-and-hsbc-is-quietly-bringing-xrp

If you’ve been frustrated because the Binance Visa Card isn’t available in your region, you aren't alone. As of February 18, 2026, millions of users in the Middle East, Africa, and SE Asia are turning to RedotPay the premier alternative for bridging crypto and real world spending.
🌟 Why RedotPay is the Smart Choice
RedotPay offers a seamless, borderless experience that often rivals traditional exchange cards:
○ Global Acceptance: Use your virtual or physical card at over 130 million merchants and ATMs worldwide, wherever Visa is accepted.
○ Direct Binance Integration: Thanks to a strategic partnership, you can "Lightning Deposit" funds directly from your Binance Pay wallet into your RedotPay card in seconds.
○ High Limits, Low Fees: Spend up to $100,000 per transaction with a transparent 1.2% fee on non-default currency payments.
○ Safety First: Licensed as a VASP (Lithuania) and secured with MPC (Multi-party Computation) infrastructure, your assets are protected by institutional-grade encryption.

🚀 Get Started in Minutes
○ Download the App: Available on iOS and Android.
Use Invitation code to claim 5USD : x4617
○ Instant KYC: Verify with your National ID or Passport approval usually takes minutes.
○ Choose Your Card: Get a Virtual Card ($10) for online shopping or a Physical Card ($100) for ATM withdrawals and POS payments.

Don't wait for eligibility that may never come. RedotPay is the most robust, compliant, and user-friendly crypto card for the unbanked and under-supported regions in 2026.
$S $SOL $BNB

Bitcoin is hovering near $68,000 in a classic wait-and-see posture, with traders holding their breath ahead of the Federal Reserve's January meeting minutes. The release is expected to offer a clearer picture of where policymakers stand on inflation, rate cuts, and the overall health of the economy and crypto markets are paying close attention.
A Market in Suspended Animation
Volume has thinned and price action has turned choppy, reflecting the kind of nervous calm that tends to precede major macro catalysts. Participants are reluctant to make bold moves until the Fed's tone becomes clear. If inflation data embedded in the minutes signals persistent price pressures, expectations for prolonged high rates could quickly sour sentiment across risk assets, Bitcoin included.
The Rate Sensitivity Problem
Bitcoin's growing overlap with tech equities has made it increasingly reactive to interest rate narratives. Higher borrowing costs reduce the appeal of non-yielding assets, and tighter financial conditions tend to drain liquidity from speculative markets. On the flip side, any dovish language hinting at potential cuts could reignite appetite for digital assets and fuel a fresh leg higher.
Institutional Exposure Raises the Stakes
Strategy holds 717,131 BTC at an average entry of roughly $76,027 — currently underwater at present prices. That kind of exposure puts a spotlight on just how much institutional balance sheets are riding on the Fed's next move. A hawkish surprise could push Treasury yields upward and compound pressure on already-strained positions, while an accommodative shift might provide the relief rally bulls are banking on.
What Comes Next
Traders are tightening risk parameters and watching for swift reactions the moment the minutes drop. Bitcoin's near-term trajectory hinges on whether the Fed signals patience or urgency and the answer could define market direction well into the coming weeks.
$BTC
#StrategyBTCPurchase #BTC100kNext? #BTC

XRP is coiling within a significant symmetrical triangle pattern as of February 17, 2026, signaling that a major volatility event may be imminent. Technical projections suggest a potential 33% breakout that could propel the asset beyond the $2.00 psychological milestone. This bullish outlook is supported by a steady accumulation trend among long-term holders and a critical shift in the Spent Output Profit Ratio (SOPR), which has reclaimed the 1.0 threshold. However, for this recovery to materialize, XRP must decisively clear the $1.70 resistance barrier and absorb a heavy supply cluster currently sitting between $1.76 and $1.78.
The Symmetrical Triangle: Mapping a 33% Advance
XRP's multi-week consolidation has resulted in a narrowing price range that historically precedes a powerful directional move.
The Breakout Level: Confirmation of the bullish thesis requires a sustained move above $1.70. A successful flip of this level into support would invalidate the consolidation phase and open the path toward the pattern's full 33% projection.Early Momentum: Analysts are watching the $1.58 level as an early indicator of breakout strength. Breaking this minor hurdle would provide the initial momentum needed to challenge the primary triangle resistance.
On-Chain Confidence: SOPR and Long-Term HODLing
Fundamental data suggests that the market's "strong hands" are positioning for an upward move rather than a capitulation.
Profitable Trading Returns: The SOPR metric has climbed back above 1.0, indicating that investors are once again transacting at a profit. This shift often restores market confidence and reduces the likelihood of panic selling during minor pullbacks.Accumulation Drain: The HODLer Net Position Change continues to show green bars, reflecting consistent inflows into long-term wallets. This reduction in exchange-side supply creates a "supply shock" environment that can amplify the impact of any new buying pressure.
The Resistance Wall: Challenges at $1.76
Despite the bullish setup, XRP faces a gauntlet of overhead supply that could stall the rally.
CBD Heatmap Concentration: Data shows a high density of sell orders between $1.76 and $1.78. Many investors who accumulated in this zone during previous sessions may look to "break even" as the price returns, creating a significant sell wall.Downside Floor: If the triangle breaks to the downside, XRP must defend the $1.47 support. A failure here would likely lead to a deeper retracement toward $1.37, similar to the bearish patterns observed in early February.
Essential Financial Disclaimer
This analysis is for informational and educational purposes only and does not constitute financial, investment, or legal advice. Reports of a potential 33% XRP breakout and the reclaim of the 1.0 SOPR threshold are based on technical chart patterns and on-chain data as of February 17, 2026. Symmetrical triangles are neutral patterns that can break in either direction; the 33% projection is probabilistic and does not guarantee future price performance. XRP remains a high-risk asset subject to extreme volatility; failing to clear the $1.70 resistance or dropping below the $1.47 floor could lead to significant capital loss. Always conduct your own exhaustive research (DYOR) and consult with a licensed financial professional before making significant investment decisions in Ripple or XRP.

Do you think the "SOPR reset" is the final green light for a $2 XRP, or will the $1.76 sell wall prove too strong for the bulls?