đ Morpho ($MORPHO): Optimized DeFi Lending
The Hybrid Efficiency Model âš
@Morpho Labs đŠ is a decentralized lending protocol that acts as an optimization layer on top of established platforms like Aave and Compound. It uses a hybrid P2P (Peer-to-Peer) matching model to maximize capital efficiency. đ
P2P Priority: Morpho first tries to match lenders and borrowers directly, which results in higher yields for lenders and lower rates for borrowers than the pools offer. đ
Pool Fallback: If a direct match fails, funds are automatically routed to the underlying liquidity pool, ensuring liquidity is always available. đĄïž
#Morpho Blue: A simple, permissionless base layer for creating customizable lending markets (Vaults). đïž
$MORPHO Governance đŒ
The Morpho token is used for the governance of the protocol.
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