$HUMA Finance Redefining Lending with PayFi
@Huma Finance ๐ฃ is doing something unique in DeFi. Instead of the old-school collateralized loans, Huma introduces the PayFi model โ lending based on your future income.
That means you can borrow against salaries, invoices, or remittances โ all secured by smart contracts. With its Time-Value-of-Money model, the protocol unlocks 70โ90% of expected revenue instantly.
For me, this is the future of uncollateralized lending โ practical, secure, and built for real-world use cases.