Huma Finance — Rethinking Credit in Web3 🌍
Most lending in DeFi is still built around crypto collateral — great for whales, but limiting for the everyday worker. @Huma Finance 🟣 is flipping the script by anchoring loans to future income, not just assets.
🔹 Real-World Credit for Real People
Huma enables payroll-backed loans, revenue financing for freelancers, and cash advances for businesses. If you earn steady income, you can finally access DeFi credit without overcollateralization.
🔹 Smart, Automated Repayments
Programmable contracts sync with real-world payment data, creating transparent, predictable repayment schedules that both lenders and borrowers can trust.
🔹 Developer-Friendly Growth
With its grants program, Huma is fueling a new wave of integrations and apps — from payroll lending tools to income-based DeFi services — all powered by $HUMA.
🔹 Governance That Matters
The community directly shapes protocol rules, interest models, and future upgrades, making $HUMA more than just a token — it’s the backbone of decentralized credit.
📊 Why It Matters
Huma is one of the first protocols bringing fixed-income style products to DeFi. As crypto matures, it’s platforms like this — solving real-world financial access — that will drive the next adoption wave.
