Huma Finance — Income-Powered DeFi Lending
Traditional DeFi has always revolved around overcollateralization — you lock in more than you borrow. That model leaves out millions who have steady income but limited assets. @Huma Finance 🟣 is rewriting the rules.
Income-Backed Lending
Instead of volatile crypto as collateral, Huma taps into verifiable income streams — from payrolls, freelancer revenue, and creator earnings — making credit accessible to the modern workforce.
🔹 Designed for Growth
Payroll-backed loans for employees
Revenue financing for freelancers and creators
Merchant cash advances for small businesses
🔹 Ecosystem Expansion
With developer grants fueling integrations, $HUMA is set to power new use cases like subscription financing, payroll advances, and income-based credit products.
🔹 Community Governance
Holders of $HUMA shape the protocol — from risk models to new integrations — ensuring Huma evolves with real user demand.
The Bigger Picture
As wallet activity and integrations rise, Huma stands out as one of the few DeFi platforms solving real-world problems instead of chasing speculation. It’s a bridge between blockchain and everyday financial needs.
DeFi’s future isn’t just about trading — it’s about usable financial infrastructure. And Huma is leading the way.