Huma Finance — Credit Meets Blockchain Payments
What Huma Is Building
Huma isn’t chasing speculative trading it’s building the rails for credit and payments on-chain
Think invoice financing, merchant advances, and receivable-backed lending, but without the bank middleman.
How It Works
• Businesses deposit receivables into Huma pools.
• Investors provide liquidity to fund them.
• Smart contracts handle repayment flows and risk distribution.
Why It’s Different
Most DeFi protocols are detached from real-world activity
Huma is directly tied to business cash flows, meaning the capital is productive — it’s funding work, not just trading.
Latest Moves
Huma 2.0 Deposits make it faster for participants to get funds into the system, while wallet-specific limits help control risk.
The Bigger Picture
If PayFi takes off, Huma could be a key bridge between blockchain liquidity and small-to-medium businesses worldwide
