💡 𝗛𝘂𝗺𝗮 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 – 𝗥𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗢𝗻-𝗖𝗵𝗮𝗶𝗻 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 🚀
Traditional DeFi lending relies heavily on overcollateralization. Huma Finance is changing that with the first PayFi network, enabling borrowing against future income streams like salaries, invoices, and remittances.
Using its Time-Value-of-Money (TVM) model, Huma analyzes cash-flow patterns to instantly provide 70–90% of expected future revenue — all executed securely via smart contracts.
This means faster access to capital, real-world use cases, and financial inclusion for those without large crypto holdings. Huma isn’t just DeFi — it’s the bridge between income-based credit and the blockchain economy.