#HumaFinance | $HUMA | @Huma Finance ๐ฃ
Huma Finance is pioneering the PayFi movement, unlocking instant, stablecoin-based global settlements by tokenizing real-world receivables. Its mission is to replace slow, high-cost traditional payment rails with a decentralized, yield-generating alternative that benefits merchants, institutions, and DeFi users alike.
Market & Performance
Price: ~$0.036โ$0.037
Market Cap: ~$60โ65M | FDV: ~$370M
Circulating Supply: ~1.73B HUMA (Max: 10B)
24H Volume: $25Mโ$35M
ATH: ~$0.11 (May 2025) | ATL: ~$0.029 (2025)
Growth: +12โ16% (24H) | +16% (7D)
Protocol Scale & Usage
$4B+ total transaction volume since launch
$2.3B in credit originated across 12 lending pools
Huma 2.0 deposits: $50M USDC from 53,400 depositors
Dual Yield Modes:
Classic: Stable yield + staking rewards
Maxi: Higher reward potential for risk-tolerant LPs
Funding & Partnerships
$46.3M raised in total
$8.3M seed round
$38M Series A led by Distributed Global
Backers: Circle, Solana Foundation, Galaxy Digital, NextGen Venture Partners
Integrated with Global Dollar Network (GDN) for institutional stablecoin use
Listed on OKX, Upbit, and Bithumb with margin trading & Simple Earn features
Technical Architecture
Built on Solana for low fees and high throughput
Cross-chain compatibility with Ethereum, Polygon, Stellar, Celo, and Scroll
Permissionless architecture in Huma 2.0 for composable DeFi integrations
Native $PST LP token for liquidity provisioning and governance
$HUMA Token Utility
Staking & Delegation: Secure network and earn protocol rewards
Fee Payments: Pay for settlement, lending, and yield services
Governance: Vote on protocol changes and ecosystem initiatives
Deflationary Model: 50% of fees used for buyback & burn to reduce supply
Ecosystem Incentives: Airdrops, liquidity mining, and grant programs
Recent Campaigns
Binance Launchpool (May 2025) 250M HUMA rewards for BNB, FDUSD, and USDC stakers
Season 1 Airdrop โ5% of supply to early adopters; 2.1% follow-up drop post-TGE
Huma 2.0 Launch Permissionless yield protocols with Classic & Maxi modes
Why Huma Stands Out
First-Mover Advantage: PayFi model with real-world receivable collateral
Institutional Grade: Trusted by leading fintech & blockchain investors
High-Speed Settlement: Solana architecture enables near-instant transactions
Proven Growth: 30,680% annual price surge & 1,500% wallet growth
Global Reach: Serving DeFi, institutional investors, and payment networks
Huma Fina
nce isnโt just another DeFi protocol itโs building the rails for the next era of global payments.
