Most DeFi platforms rely on overcollateralization with volatile tokens. Huma Finance does the opposite.
🔹️ It focuses on recurring income streams — like salaries or invoiced payments
🔹️ These are tokenized, verified, and stored on-chain
🔹️ They serve as trustless collateral for loans
This is real financial infrastructure that works for everyday users — gig workers, SMEs, freelancers — not just crypto-native whales.