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As a risk control measure and to prevent users from forced liquidation or losses, Binance Margin trading has launched a maximum collateral limit rule for each Margin asset.
This rule sets a maximum amount of collateral for each token in all Binance Margin accounts. When the total amount of assets falls below the upper limit, users can transfer in or “top up” assets as collateral. When the total amount of a specific token reaches the set percentage of the upper limit, users can only transfer a fixed amount of assets as collateral (this number is set by Binance, such as 50,000 USDT equivalent). When the total amount of assets exceeds the upper limit, assets cannot be transferred in.
| Upper Limit / Ratio* of current total amount of assets | Transfer-in limit per token | Note |
| < 80% | Transfer in up to 80%* upper limit | |
| 80% - 90% | 50,000 USDT equivalent value | The amount can be updated according to account’s risk status |
| 90% - 100% | Only transfer in up to the upper limit with the max capped at 50,000 USDT equivalent value | |
| > 100% | Transfer in blocked |
*The ratio applies to the total amount of assets held by all Margin accounts (excluding Isolated Margin), not just one specific user account.
Please note:
The following examples illustrate the transfer limitations in the case of different asset totals across applicable Margin accounts.
The upper limit of Asset 1 is 1,000,000. User 1 transferred 500,000 into his Margin account and User 2 can continue to transfer in the max of 300,000 Asset 1 (1,000,000 * 80% - 500,000).
Under such circumstances, User 3 can only transfer up to 50,000 USDT equivalent value of Asset 1 into his Margin account because the limit ratio reaches 80%.
The upper limit of Asset 2 is 2,000,000. User 1 transferred 1,700,000 into his Margin account. The ratio of total assets / upper limit is 85%, which is greater than 80%. Therefore User 2 can only transfer up to 50,000 value of Asset 2 into his Margin account.
The upper limit of Asset 3 is 3,000,000. If the total amount of Asset 3 across all Margin accounts reaches 2,990,000 and User 1 wants to transfer another 50,000 value of Asset 3 into any of his Margin accounts, he will be notified that “Asset 3 has reached platform max pledged collateral amount. The max transfer-in quantity is 10,000. Please reduce the quantity or try with other tokens”.
The rule is only applicable to the assets with the number of 7, 8, 9, 10 (refer to the Cross Margin Collateral Ratio) and the other tiered assets, including stablecoins, BTC and ETH, will not be affected.
You can keep transferring the asset into your margin account until the maximum cap (upper limit) is reached.
If the asset total cap reaches the upper limit, users will not be allowed to transfer in any more as collateral to the Margin account. You will have to transfer other assets into your Margin account as collateral.
Yes. This rule can affect the auto-transfer function in the case an upper limit is reached. Then, the user will have to opt for other assets to be transferred into the account as collateral.
To learn more, visit FAQ: Introduction to Margin Trading.
Disclaimer and Risk Warning: This content is presented to you on an “as is” basis for general information and educational purposes only, without representation or warranty of any kind. Digital asset prices are subject to high market risk and price volatility. The information provided does not constitute, in any way, a solicitation or recommendation or inducement to buy or sell the products. The value of your investment may go down or up, and you may not get back the amount invested. Cross-margining contributes to providing greater leverage than a regular margin account, and greater leverage creates greater losses in the event of adverse market conditions. There is increased risk that a user's cross-margin positions will be liquidated involuntarily, causing possible loss. Comments and analysis do not constitute a commitment or guarantee on the part of Binance. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. This product may not be available in certain countries and to certain users. This content is not intended for users/countries to which prohibitions/restrictions apply. For more information, see our Terms of Use and Risk Warning. To learn more about how to protect yourself, visit our Responsible Trading page.
