Terraço Econômico

The launch of the Binance Card in Brazil marks an important advance for the everyday use of cryptocurrencies in the country. With the promise of enabling direct payments with crypto, cashback in reais, and both physical and virtual versions, the product arrives at a time of growing interest in solutions that connect the crypto universe to real life.
But the novelty of Binance, although unprecedented in the Brazilian scenario, is not exactly new in the world. Several crypto cards are already active in countries in Europe, North America, and Asia, with proposals that vary in fees, benefits, supported currencies, and usage requirements.

The possibility of using cryptocurrencies as a form of payment in everyday life is one of the most anticipated applications by those who believe in the decentralized financial future. With this in mind, Binance has just launched the Binance Card in Brazil, a card that allows the use of crypto assets for regular purchases, both in physical establishments and online.
In this article, we will explore the main functionalities of the card, how it integrates into the crypto ecosystem, and how it advances the mission of making cryptocurrencies more accessible and functional in daily life.

When we talk about investing in cryptocurrencies, most people think about the purchase price, volatility, and growth opportunities. But there is one detail that is often forgotten and can compromise part of the gains: the fees charged by exchanges.
For those who are just starting, understanding this aspect is essential. After all, it does not matter if you get the timing right on buying or selling if, in the end, a considerable slice of the profit is consumed by high fees.
A recent survey on 'Trading Cost vs Market Share' shows exactly this: how the major platforms in the industry differ both in terms of market share and the costs charged for each operation.

Meme coins occupy a curious space in the cryptocurrency market. Born as a joke or experiment, they have managed to attract millions of investors and today move billions of dollars in capitalization.
In 2025, two of them remain at the top of the discussions: Dogecoin (DOGE) and Shiba Inu (SHIB).
With both assets rising in the current market cycle, the question arises: which one makes more sense as an investment? To answer, we will compare performance, fundamentals, communities, and risks in this article.

The universe of cryptocurrencies is unpredictable — a new "boom" can emerge overnight just as unknown fundamental elements can shape giant gains. Recently, an emerging asset has caught the attention of investors: ASTER. With explosive appreciation since its launch and listing on Binance Alpha, it's worth understanding why many believe this token still has room to grow — and how you can participate in this journey.
How it all began: ASTER and its meteoric rise

The launch of the first meme coin ETF in the United States focused on Dogecoin (DOJE) could mark a turning point for the crypto market.
So far, meme coins have been seen as purely speculative assets, dependent on hype from social media and celebrities. But the arrival of a regulated product, available on traditional exchanges, opens the door for institutional liquidity and flows of traditional investors to enter this segment.
If this trend gains traction, Dogecoin (DOGE) and Shiba Inu (SHIB) could seek new all-time highs and even find new utilities in diversified crypto wallets, especially in strong retail markets like Latin America.

The cryptocurrency market is experiencing a new moment of euphoria, and artificial intelligence (AI) tokens are at the center of this movement.
The sector has already accumulated a rise of about 11% in market capitalization, while some individual projects are rising much more: Worldcoin recorded gains above 55%, and tokens like Render (RNDR), SingularityNET (AGIX), and Fetch.ai (FET) also had consistent jumps.
This movement does not happen by chance. There are three factors that form this wave: institutional entry, prominent listings on major exchanges, and the growing enthusiasm of investors for solutions that combine blockchain and AI.

In recent years, cryptocurrencies have ceased to be merely a technological curiosity or a niche bet to become one of the most talked-about asset classes in the world.
Bitcoin, launched in 2009, paved the way for an ecosystem with thousands of digital currencies, decentralized financial protocols, and new ways of interacting with money.
What once seemed distant is now part of conversations about store of value, portfolio diversification, financial innovation, and protection against inflation. From retail investors to large institutions, the crypto economy has gained space and respect.

The cryptocurrency market is known for its volatility. Those who follow it have seen assets multiply in value in a few months and then give back almost everything in a matter of weeks. These cycles often have a common element: the emergence of a crypto bubble.
Identifying this phenomenon is not just a curiosity — it is a vital skill to protect your assets and make more informed decisions as an investor.
In this article, we will introduce you to this concept, how you can identify such an occurrence, and what you should do to avoid being harmed.

If you are starting in the crypto world and created your account on Binance, it is very likely that you have encountered the identity verification request — also known as KYC (Know Your Customer).
But after all, what is this, why is it important, and how to complete this process as quickly as possible? In this guide, you will understand everything about KYC on Binance and learn, step by step, how to complete your verification without errors.
What is KYC and why is it important?
The acronym KYC stands for 'Know Your Customer' — a mandatory procedure that serves to verify the identity of users in financial institutions. This step helps to keep the platform secure and in compliance with international standards, as well as to protect your account against fraud.

When the crypto market enters a bullish phase, it is common for altcoins to outperform Bitcoin in percentage terms. However, these projects also carry a higher risk due to intense volatility and sometimes limited liquidity.
For those who know how to take advantage, the bullish cycles of altcoins can generate significant returns — but this requires strategy, discipline, and accurate market reading.
In this article, we will present five strategies that can help you trade altcoins with more security and efficiency during a bull market.

In times of high volatility in the cryptocurrency market, every second counts. A quick decision can be the difference between securing your profits or watching part of them disappear in minutes. It is precisely during these times that Binance Convert stands out as a practical and efficient solution for making instant exchanges of crypto assets — without additional fees and without the complexity of traditional trading screens, filled with charts and orders.
More than just convenience, Convert offers speed, predictability, and security, three essential elements when prices are changing rapidly. Whether to protect gains by converting to stablecoins like USDT or FDUSD, or to quickly exchange one asset for another to avoid losses due to slippage, the tool is a true shortcut for both beginners and experienced traders who value agility.

The crypto ecosystem has matured greatly since the early years, and by 2025, the choice between centralized exchanges (CEXs) and decentralized exchanges (DEXs) is no longer just a matter of ideological preference.
Today, this choice involves an analysis of security, speed, liquidez, costs, and profit opportunities — especially for those who already understand the market and seek to optimize their strategy.
On one hand, platforms like Binance and Coinbase offer high liquidity, almost instant execution, and user-friendly interfaces. On the other hand, protocols like Uniswap V4 and dYdX provide full control over funds and more privacy, but still require technical knowledge and acceptance of certain risks.

With BNB surpassing the US$ 900 mark and hitting its new historical record, investors are looking at more than just the main token. The appreciation of the currency is also driving projects within the BNB Chain ecosystem, which is experiencing a moment of expansion in volume, users, and decentralized applications.
If you are looking for ways to ride this wave of growth, these are the 7 tokens of the BNB Chain that you should closely follow — and perhaps even consider for your portfolio.

BNB Hits Price Record and May Go Beyond: Understand the Factors Behind the Historic Rise
Binance Coin (BNB) has just reached its all-time high, surpassing the mark of $900 and nearing $910, its new historical record. This impressive appreciation is not a coincidence: there are a series of strategic, technical, and macroeconomic factors that help explain this surge.
Additionally, the chart of the last three months clearly shows how BNB moved from a phase of accumulation to a consistent rally. Let's analyze everything that is driving the asset — and why it may not have hit the ceiling yet.

Bitcoin, created in 2009, is a decentralized asset — but its distribution is far from uniform. In 2025, a relatively small number of individuals, companies, and governments concentrate a significant portion of the total supply, influencing liquidity, volatility, and even market sentiment.
Understanding who these large holders are helps to comprehend the power dynamics in the ecosystem and how large movements can impact the price. And that is why we will specifically address this topic in this article.

In the crypto universe, volatility is the rule. Bitcoin, Ethereum, and other cryptocurrencies can vary by 10% or more in just a few hours. But there is a specific group that does not experience this type of problem: stablecoins, which are digital assets designed to maintain a stable value, usually pegged to fiat currencies like the dollar or the euro.
In 2025, your role in the ecosystem is even more central — whether to protect capital, facilitate transactions or serve as a base for operations in DeFi.

September 2025 and the mood in the crypto market is pure euphoria: Bitcoin broke $110,000 (and even surpassed $120,000), Ethereum broke $4,000 and altcoins like Solana (SOL), Dogecoin (DOGE) and even memecoins like PENGU dominate the headlines.
In each bull cycle, the same question arises among traders and investors: what is the right moment to buy, take profit or simply hold the position?
In this article we will present a practical strategy, designed for those who already understand the fundamentals of the crypto market, but want to fine-tune the timing of operations to maximize gains and reduce risks.

The Drex, digital version of the real issued by the Central Bank of Brazil, is about to change the game in the national financial system. Officially classified as CBDC (Central Bank Digital Currency), the Drex is born with the promise of modernizing transactions, reducing costs, and integrating in an unprecedented way the world of traditional payments with the digital universe.
But, like any transformation, it must create winners and losers.
In this article, we will analyze how the Drex can impact fintechs, banks, exchanges, and investors, in addition to discussing its effect on the use of stablecoins and crypto in Brazil.

The crypto market is known for its rapid and often unpredictable movements. Large increases can be followed by sharp declines, and in some cases, unexpected reversals catch even experienced traders by surprise.
Identifying signs that a trend is about to change does not guarantee that you will hit the perfect timing, but it greatly increases your chances of protecting capital and preserving gains.
On one hand, there is a very large amount of information, and perhaps this makes understanding this market more complicated, but there are some metrics worth monitoring.