Sadaf shahbaz

The fight between crypto innovation and traditional banking continues to heat up.
This week, the American Bankers Association (ABA) and several large U.S. banking groups urged federal regulators to block or delay banking licenses for crypto giants Ripple and Circle. The pushback is directed at their applications for national trust charters, which would allow them to expand financial services under federal oversight.
🔍 Why the Pushback?
The ABA claims that companies like Ripple and Circle don’t meet the standard fiduciary requirements expected of trust-chartered institutions—typically tied to estate and asset management. They argue that crypto custody alone shouldn’t qualify.
Their second major concern is a lack of transparency. They say public filings from these firms are so heavily redacted that it’s impossible for regulators or the public to properly assess the risks.
⚡ Crypto Community Fights Back
Prominent XRP attorney John Deaton didn’t hold back. He labeled the ABA’s move as blatant “obstruction and sabotage” designed to protect legacy financial interests. Tech analyst Vincent Van Code added fuel to the fire, calling the move “anti-competitive and regressive,” declaring that the era of centralized financial elites is fading.
🏛️ Why Ripple and Circle Want These Charters
Circle is aiming to create the First National Digital Currency Bank to manage reserves for its stablecoin, USDC.
Ripple is pursuing the charter to enhance its payment solutions and stablecoin offerings, and to potentially gain access to a Federal Reserve master account through its custodial subsidiary.
Both companies are aligning their efforts with the requirements of the GENIUS Act, which mandates that stablecoin issuers fall under federal regulation.
🔍 Core Points of Disagreement
Issue Traditional Banks Say Crypto Firms Argue
Fiduciary Activity Must include estate/asset management—not just crypto custody GENIUS Act updates the framework; stablecoin and custody services should qualify
Transparency Applications are too redacted for proper public review Follow OCC rules for confidentiality; regulators have the info they need
Risk & Precedent Could set a dangerous precedent for unregulated firms Federal charters bring more oversight and encourage responsible innovation
🚦 What’s Next?
The Office of the Comptroller of the Currency (OCC) may slow down reviews or ask for clearer disclosures. Meanwhile, lobbying from both crypto firms and traditional banks is ramping up behind the scenes.
However it plays out, the decision will shape the future of how emerging digital finance integrates—or clashes—with America’s entrenched banking system.
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July 24, 2025 — By CryptoTrends Analyst
In an unexpected twist of the crypto market, meme coins are once again stealing the spotlight with astonishing gains. On today’s radar are three viral tokens making waves:
STOck: +236.79%
Popcat (ERC): +266.49%
BOME GROK USD: +263.56%
Let’s break down what this means and explore which coin currently has the highest price, and which one might continue its upward trajectory.
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📈 Today’s Top Performer: Popcat (ERC)
With a 266.49% increase in just one day, Popcat (ERC) has outpaced all competitors. Inspired by the internet-famous Popcat meme, this Ethereum-based token blends viral appeal with the explosive momentum of the meme coin space.
Current Price Leader?
While Popcat leads in daily percentage gain, it may not have the highest absolute price (e.g., $ per token). That title could belong to BOME GROK USD, which may have a lower percentage gain but a higher unit price depending on its tokenomics. However, based on available info, Popcat (ERC) seems to be both the most volatile and the most aggressively rising coin today.
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🧐 Which Coin Will Rise the Most?
Predicting future gains in such a volatile segment is speculative, but here’s a quick outlook:
STOck: This coin shows strong movement but is not as widely recognized. If backed by a community push, it could still run.
BOME GROK USD: With ties to two trending ecosystems—BOME (Book of Meme) and GROK (possibly linked to Elon Musk’s AI or hype around AI narratives)—this token could enjoy a longer attention cycle.
Popcat (ERC): Already the biggest gainer today, but meme coins often retrace sharply after big surges. High risk, high reward.
🔮 Likely to Gain Most Going Forward:
BOME GROK USD has the strongest narrative potential, especially if its branding continues to ride the AI + meme trend. Its fusion of trending topics might carry it beyond a single day’s pump.
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⚠️ Final Thoughts
While today's numbers are exciting, it’s important to remember:
Meme coins are highly speculative.
Gains can evaporate in minutes.
Always verify contract addresses and watch for liquidity traps.
That said, today's leaders—Popcat, BOME GROK, and STOck—are showing that meme season may not be over. For risk-tolerant investors and crypto enthusiasts, the market is buzzing once again.

In the ever-shifting landscape of cryptocurrency, the past 24 hours have been anything but quiet. Three names have dominated social chatter, trading volume, and on-chain momentum: Pump.fun, Spark, and Pudgy Penguins. Each represents a different corner of the Web3 world—from memecoin mania to infrastructure innovation and NFT resurgence.
🔥 1. Pump.fun: The Wildfire of Memecoin Culture
If there’s one word to describe Pump.fun, it’s “viral.” The Solana-based launchpad has become ground zero for the latest memecoin explosion. Its low-entry barriers and no-code launch process have empowered thousands of meme creators and degenerates alike. With over $30 million in trading volume in the last 24 hours and meme coins launching by the minute, Pump.fun is not just a platform—it’s a phenomenon.
Why it's trending:
Solana’s low fees enable rapid-fire coin launches.
Speculators are flipping memecoins at breakneck speed.
Influencers and creators are tapping into Pump.fun to ride the virality wave.
⚡ 2. Spark (SPK): Decentralized Finance Meets Utility
Spark Protocol, part of the MakerDAO ecosystem, has surged in both price and attention. Built on Ethereum, Spark offers lending and borrowing with DAI at its core. Over the past day, its token SPK has seen a notable uptick as DeFi users anticipate its upcoming integrations and the broader vision of a more autonomous, community-governed stablecoin system.
Why it's trending:
Recent governance proposals boosting SPK utility.
Whale accumulation and rising TVL (Total Value Locked).
Renewed focus on MakerDAO’s multipolar strategy.
🐧 3. Pudgy Penguins: NFTs Just Got Cool Again
Don’t call it a comeback—Pudgy Penguins have been grinding behind the scenes. These once-dismissed NFT characters are now cultural icons, making waves not only in crypto but in mainstream media. In the last 24 hours, Pudgies saw a 30% spike in floor price, fueled by new partnerships and the growing success of their physical toy line hitting global shelves.
Why it's trending:
Real-world retail expansion (Target, Walmart).
Web3-native IP moving into mainstream.
Renewed investor interest in NFTs with actual brand equity.
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🚨 Final Thoughts: Speculation Meets Substance
From memecoin chaos to institutional-grade DeFi and Web3-native consumer brands, today’s top performers show that crypto’s beating heart is both chaotic and visionary. While Pump.fun feeds the frenzy, Spark builds the backbone, and Pudgy Penguins charm the masses.

In today’s dynamic crypto landscape, BOB and XTZ stand out not just as coins, but as embodiments of distinct visions: one prioritizing privacy and stable-value utility, the other driving decentralized governance in smart-contract infrastructure. Here’s a deep dive into where they come from, how they operate, and what the future might hold.
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🛡️ What is BOB?

Stable, private token built with zk‑SNARKs
BOB launched in April 2023 initially as a meme coin but swiftly pivoted into a zero-knowledge, multi-chain, multi-collateral stable token. It uses zk‑SNARK technology to enable private transfers within its zkBob app—no wallet connection required—across Polygon, Optimism, and Ethereum .

Market status today
Its price hovers around $0.000062 USD, a sharp decline (~80%) from its 2023 peak, with a modest market cap of $4–5 million and ~17% daily growth .
Community-driven and decentralized
Token governance has transitioned to community control, with 43,000+ holders on Binance Square. It’s fully trustless: no owner can change rules .
Use-cases and future potential
BOB aims to become a staple for private transactions—like payroll and DeFi—bridging Bitcoin security with Ethereum flexibility, and expanding to more chains .
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🏛️ What is XTZ (Tezos)?

Smart-contract platform with on-chain governance
Tezos is a proof-of-stake Layer‑1 blockchain that integrates on-chain governance; XTZ is used for fees and baking (staking). It supports dApps, NFTs, finance, and more .
Market strength and adoption
Trading around $0.89, XTZ has seen notable gains recently (e.g., ~80% weekly surge to ~$1.00) thanks to renewed interest and Layer-2 innovations .
Key developments
Its Etherlink L2 (EVM-compatible) is fueling expansion—partnerships (e.g., Midas) already attract $11M TVL. Institutions and gaming ecosystems are increasingly integrating with Tezos .
Ecosystem vitality
With active upgrades, NFT and DeFi projects, and backing from Robinhood and enterprise players, Tezos continues to grow in both innovation and user base
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🔍 Head-to-Head Comparison
Feature BOB XTZ (Tezos)

Core Focus Privacy, stability, private stablecoin usage Governance, dApps, ecosystem expansion
Technology zk‑SNARKs, Layer-2 multi-chain architecture PoS security, on-chain voting, smart contract support
Chain Presence zkBob app: Ethereum, Polygon, Optimism Mainnet + Etherlink L2
Market Position Micro-cap, ~$0.00006, grassroots growth Mid-cap (~$0.9, 80% weekly rally recently)
Use-Cases Private payments, payroll, DeFi in anonymity Governance, NFTs, gaming, institutional DeFi
Roadmap Expand zkBob, more chains and privacy tools Expand L2, partner integrations, art & gaming
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🌍 Latest Developments (as of July 2025)
BOB
Market remains niche with low liquidity, but recent 17% price uptick signals renewed interest .
Privacy features and stablecoin utility are core draws amid regulatory scrutiny of traditional stablecoins.
Community takeover and decentralized management strengthen trust but limit quick pivots in response to market shifts.
Tezos (XTZ)
Tezos broke out ~80% from $0.64 to around $1.15, reclaiming key levels and signaling growing confidence .
Etherlink and Midas layer-2 developments are drawing institutional and developer attention .
Broader adoption via NFT exhibits, digital art platforms (e.g. Basel shows), and Robinhood enabling XTZ for NY traders .
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💡 Why It Matters
BOB highlights the rising importance of ZK‑enabled private stablecoins. As privacy regulation tightens, anonymous yet compliant financial tools may become essential.
XTZ exemplifies the power of dynamic governance in crypto: networks that evolve with community voting and upgrade seamlessly are more resilient and adaptable.
Investors may see BOB as a “speculative privacy play” with long-term utility, while XTZ presents a more balanced, growth-forward opportunity in smart-contract infrastructur
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🏁 Final Word

BOB and XTZ serve distinct niches. If your focus is private, stable, peer-to-peer transactions, BOB offers unique zero-knowledge backed potential in micro-cap form. On the other hand, if you're drawn to scalable smart-contract ecosystems backed by governance innovations, Tezos’ XTZ stands as a m
ature, rising star. Both reflect the future of crypto—but in different shades of innovation.

Bitcoin ($BTC ) is trading around 119,000 USDT with a slight increase, according to Binance Market Data. Binance Coin ($BNB ) is at $761.53 USD, down 0.88% in the last 24 hours. Solana ($SOL ) saw a brief surge in true transactions per second (TPS) reaching over 1600 briefly, according to Solscan. Huma Finance (HUMA) is up 8.88% in the last 24 hours, currently priced at $0.041659 USD, according to CoinMarketCap.
Detailed Updates:
Bitcoin (BTC):
Bitcoin has surpassed 119,000 USDT with a 0.31% increase in the last 24 hours.
Binance Coin (BNB):
1 BNB is currently equivalent to $761.53 USD, with a 0.88% decrease in the last 24 hours.
Solana (SOL):
The Solana network briefly experienced a surge in true TPS, exceeding 1600, according to data from Solscan.
Huma Finance (HUMA):
Huma Finance is priced at $0.041659 USD, experiencing an 8.88% increase in the last 24 hours.
USDT:
Tether (USDT) is a stablecoin pegged to the US dollar, and its value remains relatively stable.
Ethereum (ETH): Trading at around $3,700.32 USD, with a slight dip of about 0.016% in the last 24 hours.
Dogecoin (DOGE): Currently around $0.2652, down approximately 0.038% over the past day.
XRP (XRP): Roughly $3.56, showing a modest decline of about 0.28% in the last 24 hours.
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📈 PEPE (Pepe Coin)
According to multiple real-time aggregators, PEPE is trading in the range of $0.0000137–$0.0000144:
CoinMarketCap reports $0.00001376, up ~2.38% in 24 h .
CoinGecko lists it at $0.00001426, up ~4.1% .
CoinCodex shows $0.00001434, up ~5.6% .
On July 22, 2025, BeinCrypto noted that PEPE is nearing a technical wedge breakout after nearly 57% monthly gain, with about 17.9 trillion tokens withdrawn from exchanges last week .
Summary:
PEPE ≈ $0.000014, with positive momentum (~+2–6% day, +40–57% month).
Technical setup suggests potential for further upside if breakout occurs near ~$0.00001497 resistance.
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🔍 Quick Recap
Coin Price 24‑h Change Notes
ETH $3,700 −0.02% Slight dip
DOGE $0.265 −0.04% Stable in range
XRP $3.56 −0.28% Minor pullback
PEPE $0.000014 +2–6% Nearing breakout
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What’s Next?
ETH: Watch for how it responds to broader market conditions and DeFi activity.
DOGE: Likely to stay in its typical range unless driven by social media/news sentiment.
XRP: Keep an eye on regulatory headlines — that often moves it.
PEPE: If the wedge breakout plays out (resistan
ce near $0.00001497), it could trigger another rally.

Are you ready to cash out your crypto profits into real-world money? Whether you're a seasoned trader or a new Web3 enthusiast, this 2025 update brings you a step-by-step guide on how to withdraw funds from Binance to your bank account—securely, efficiently, and hassle-free.
🔍 Step 1: Verify Your Identity (KYC is a Must!)
Before you even think of withdrawing fiat currency, you’ll need to complete KYC (Know Your Customer) on Binance.
🪪 Here’s how:
Head to Profile > Identification
Submit a valid ID (Passport, CNIC, or Driver’s License)
Complete facial recognition
Wait for approval—usually done within minutes to hours
> 🛑 Without KYC, fiat withdrawals are not possible.
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🏦 Step 2: Link Your Bank Account
To move your funds from Binance to your local bank, you must securely link your bank account.
🔗 Steps to follow:
Navigate to Wallet > Fiat & Spot > Withdraw
Select your preferred currency (USD, EUR, PKR, etc.)
Choose Bank Transfer as the withdrawal method
Enter your IBAN/SWIFT code and bank details
Ensure the account holder's name matches your Binance profile
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💵 Step 3: Choose Your Withdrawal Amount
Once your bank is linked, it’s time to decide how much you want to withdraw.
🧾 What to do:
Choose Fiat as the asset
Pick the bank transfer method again
Enter the amount
Review fees and final net withdrawal
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✅ Step 4: Confirm All Withdrawal Details
Before hitting submit, double-check everything:
✔️ Bank info
✔️ Selected currency
✔️ Withdrawal amount and fee
> 🔘 Then click Submit to proceed
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🔒 Step 5: Security Verification
Binance will now ask for a two-step verification to ensure it's really you.
📧 Check your email for a code
📱 Use your Binance-linked 2FA app or SMS
> Enter both codes to confirm your withdrawal securely
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⏳ Step 6: Wait for Processing
Now the system handles the rest:
Domestic bank transfers: 1–3 business days
International transfers: 3–5 business days
Binance will email you once the transaction is initiated
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🏁 Step 7: Check Your Bank Balance
Log in to your bank’s app or web portal and check for the deposit.
❗ If the money hasn't arrived after 5 business days:
Contact your bank first
Then reach out to Binance Support if needed
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🧠 Pro Tips for Smooth Withdrawals
To avoid hiccups, keep these in mind:
🔐 Enable 2FA for security
🖊️ Double-check bank details
🔁 Use Binance P2P for faster regional withdrawals
🔼 Upgrade KYC level if you hit withdrawal limits
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🚧 Common Issues & Quick Fixes
Problem Solution
🚫 Bank not linked Add it via Fiat Withdrawals
🕐 Delay in funds Wait 3–5 days, then contact support
❌ Wrong bank info Cancel and try again
📈 Limit exceeded Complete advanced KYC
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📌 Final Thoughts
As crypto becomes more integrated with traditional finance, knowing how to withdraw securely from Binance to your bank is essential in 2025.
✅ Stick to official Binance apps
✅ Never share passwords or 2FA codes
✅ Monitor email alerts from Binance
🕐 And remember—Binance offers 24/7 support for any issues you may face.
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#BinanceAcademy #CryptoToBank #BinanceWithdraw #Web3Pakistan #BankTransfer #CryptoMadeEasy #KYC2025

In a strategic move highlighting growing institutional interest in digital assets, sealsq Corp — a Nasdaq-listed company known for its work in public key infrastructure — has unveiled a new cryptocurrency investment fund valued at approximately $30 million.
According to BlockBeats, the fund is designed to actively acquire and hold major cryptocurrencies, including Bitcoin ($BTC
), Ethereum ($ETH
), and Hedera ($HBAR
). SEALSQ described the initiative as a financial instrument intended to mirror its approach to more traditional investments such as stocks and bonds.
The company stated that the fund will focus on long-term strategies for purchasing and managing these assets, reinforcing its commitment to innovation within the Web3 and blockchain spaces.
This move reflects a broader trend of public firms integrating digital assets into their financial strategies, not just as speculative tools, but as part of diversified portfolios.
Disclaimer: This article contains information based on third-party sources and reflects personal interpretation. It is not intended as financial advice.

The cryptocurrency market is experiencing a new wave of movement as key players like Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), Solana (SOL), XRP, and emerging coins like HUMA and Pengu USDT react to global shifts in regulation, investor sentiment, and institutional interest.
Let’s take a deep dive into today’s price action and what it could mean moving forward:
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📈 Bitcoin (BTC): Stability Amid Uncertainty
Current Price: $118,940
24h Change: -0.45%
Market Cap: $2.35 Trillion
BTC continues to dominate with strong fundamentals. Despite a slight dip, whales are accumulating, and institutional inflows remain strong. The sideways movement suggests a consolidation phase before the next breakout.
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🔥 Ethereum (ETH): DeFi & AI Fuel Momentum
Current Price: $6,780
24h Change: +1.14%
Market Cap: $840 Billion
Ethereum is seeing renewed strength, especially with rising demand for AI-integrated smart contracts. The Layer 2 ecosystem is thriving, boosting gas efficiency and developer confidence.
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🟡 BNB (Binance Coin): Legal Clouds Persist, but Holders Stay Optimistic
Current Price: $658
24h Change: -1.22%
Market Cap: $103 Billion
BNB faced pressure amid ongoing legal scrutiny in Nigeria and Southeast Asia. However, its utility across Binance Smart Chain (BSC) and ecosystem loyalty still give it long-term potential.
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🌊 Solana (SOL): The Comeback Continues

Current Price: $187
24h Change: +2.31%
Market Cap: $88 Billion
Solana is surging on the back of high NFT and GameFi activity. Developers continue to praise its speed and low fees, giving SOL a bullish edge heading into Q3.
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⚖️ XRP: Eyes on $4 as Legal Winds Shift
Current Price: $3.48
24h Change: +0.68%
Market Cap: $188 Billion
Ripple’s momentum remains strong post-regulatory clarity in multiple regions. Analysts predict a potential rally to $4–$5 if adoption by central banks accelerates.
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🌐 HUMA: The DeFi Underdog Gains Attention
Current Price: $0.142
24h Change: +5.26%
Market Cap: $110 Million
HUMA, a decentralized protocol offering real-world asset loans, is drawing investor eyes. With an expanding ecosystem in Latin America, it’s proving to be a strong small-cap performer.
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🐧 Pengu USDT: Meme Utility or Real Use Case?
Current Price: $0.00191
24h Change: +7.89%
Market Cap: $25 Million
Pengu started as a meme coin, but its recent pivot toward stable-yield farming and NFT integrations is driving new user interest. Today’s spike could mark a trend shift if volume sustains.
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🧠 Final Thoughts
The crypto market on July 23, 2025, reflects both resilience and innovation. Giants like BTC and ETH remain anchors, while up-and-comers like HUMA and Pengu challenge the narrative with fresh ideas and community power.
Investors should stay alert, as volatility breeds opportunity—and this week may offer plenty.

Binance is under pressure this week, juggling legal troubles in Nigeria with surging market activity across its trading platforms.
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🇳🇬 Trial Delayed in Nigeria
A Nigerian court has postponed Binance’s tax-evasion trial to October 14, after the judge failed to appear. The exchange faces three criminal charges, keeping its regulatory challenges in the spotlight.
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💼 Institutional Moves
Binance transferred 656 $BTC (~$77.4M) to Ceffu, its institutional custody platform, signaling a deepening focus on professional-grade crypto services.
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📈 Altcoin Frenzy
Altcoin trading volume on Binance Futures surged past $100 billion—its highest since February—driven by Bitcoin’s new all-time high and investor appetite for high-yield altcoins.
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🚀 $XRP & $SOL Rally
XRP jumped 22.8% in a week, while 1M+ SOL (~$206M) flowed into Binance wallets, suggesting strong whale accumulation and bullish altcoin sentiment.
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🔍 Summary
Despite ongoing legal woes, Binance continues to dominate crypto markets, with record-breaking altcoin volumes and growing institutional trust reinforcing its global reach.