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On-chain finance is a very large market, and the future Mass Adoption will certainly come from this field, of course, the competition is also fierce.
To explain 'Web3 New Banking' in the simplest terms, it means bridging the channels between digital currency and traditional financial consumption, investment, and trading.
This track will definitely produce super giants. Personally, I would bet on Tria, a pure foreign project, which inherently has regulatory advantages that are difficult for Chinese projects to achieve.
They recently completed a total of $12 million in seed round financing.
- Including executives from P2 Ventures (Polygon), Aptos, Polygon, Ethereum Foundation, Wintermute, Sentient, 0G, Concrete, Eigen, and other institutions, it is an absolute star lineup.
Let’s deconstruct the narrative logic.
- To put it simply, it’s the U Card that the crypto community needs the most. The commission income and interest on reserve funds can be quite considerable.
- To put it in broader terms, it is a competitor to traditional banks, because the underlying business logic is essentially the same. Therefore, the valuation ceiling and imagination space are very large, representing the multiple intersections of AI x DeFi x RWA.
Currently, there are not many participation angles. I recommend getting a U Card, as it is inexpensive, usable on a daily basis, and if there are airdrops, it will definitely recoup costs.
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Will the Federal Reserve cut interest rates again? Powell bets on a one-time rise in inflation but faces multiple doubts! Latest progress: On October 13, 2025, the Federal Reserve released the minutes of the September FOMC meeting, showing that most officials support further rate cuts within the year. The market expects a 25 basis point cut at the meeting on October 28-29, with further cuts possible in December. Standard Chartered predicts that the Federal Reserve may cumulatively cut rates by 100 basis points over the next 12 months, bringing the rate down to 3.25%. #鲍威尔发言
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