š° XRP, ISO 20022, and the Liquidity Revolution
As global banks prepare to complete their migration to ISO 20022 messaging by November 2025, attention is turning toward XRPās potential as a real-time bridge asset in the new digital-finance landscape.
ISO 20022 itself doesnāt assign any cryptocurrency to payment railsāitās a data-format upgrade that enables faster, richer communication between institutionsābut projects such as XRP are built to complement these standards by providing on-demand liquidity for cross-border transactions.
At the same time, speculation continues around a possible XRP spot ETF, which could open institutional access similar to the impact Bitcoinās ETF approval had in 2024. If both milestonesāthe ISO 20022 switch on 22 November 2025 and a potential ETF authorizationāarrive within the same window, they could create a powerful narrative inside the ongoing altcoin season.
While outcomes and timelines remain unconfirmed, investors are watching closely. A strong rally is possible if these events coincide, though any specific price projectionāwhether $50 or $100 per XRPāremains speculative until real adoption and regulatory clarity appear.
Together, ISO 20022 modernization, a potential ETF, and rising institutional interest position XRP as one of the most discussed assets heading into 2026.
platform: aitafly.com
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Disclaimer: This article is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency markets are highly volatile; always conduct your own research before making decisions.
