Upcoming DeFi Protocol on XRPL: What to Expect
Ripple has unveiled a comprehensive DeFi roadmap for the XRPL, focusing on institutional-grade features:
Native Lending Protocol: Scheduled for release in XRPL Version 3.0.0, this protocol will enable pooled lending and underwritten credit directly on the ledger, facilitating fixed-term, uncollateralized loans. Ripple
Security Testing Initiative: In collaboration with Immunefi, Ripple has launched a $200,000 "Attackathon" to identify vulnerabilities in the new lending protocol before its official launch. CoinDesk
Enhanced Tokenization and Privacy: The roadmap includes the introduction of Multi-Purpose Tokens (MPTs) and Zero-Knowledge Proofs (ZKPs) to support confidential transactions and real-world asset tokenization, aiming for deployment in early 2026.
